Mind Your Own Mortgage

Mind Your Own Mortgage
Author: Robert Bernabe
Publisher: Thomas Nelson
Total Pages: 250
Release: 2010-05-02
Genre: Business & Economics
ISBN: 0529124335

LEARN TO SHOP FOR AND MANAGE YOUR MORTGAGE UNTIL YOU HAVE ELIMINATED IT—ONCE AND FOR ALL! Mind Your Own Mortgage empowers homeowners to shop for a mortgage as if it were a commodity—as easy as buying a gallon of gas—and enables them to eliminate their mortgage debt by revealing inside information used to keep them enslaved to the mortgage industry. Mind Your Own Mortgage changes the game—putting you in charge: Shop with confidence—an exclusive system helps you make decisions based on the best price Identify slick sales gimmicks and lender manipulation Refinance only when it makes sense for you—not for the mortgage company Eliminate your mortgage in record time—so your retirement years include retirement A SOUND MORTGAGE = A SOUND ECONOMY Stocked with compelling real-life scenarios, budgeting tips, and handy financial tools, Mind Your Own Mortgage is a timely wake-up call for homeowners and a candid decree that the American dream is still possible—if we dramatically rethink the way we finance our homes. IT’S TIME TO MIND YOUR OWN MORTGAGE. “Whether you’re getting a new mortgage, refinancing an old one, or dealing with the mortgage you have already, you won’t find a better mortgage coach than my friend, Rob Bernabé.” —Mary Hunt, personal finance expert, best-selling author, and CEO of Debt-Proof Living “Finally, consumers have what they need to hold any mortgage provider accountable.” ?R. Jarret Lilien, founder and managing partner of Bendigo Partners and former president and COO of E*Trade Financial

Save Your Home Without Losing Your Mind or Your Money

Save Your Home Without Losing Your Mind or Your Money
Author: Anna Cuevas
Publisher: Anna Cuevas
Total Pages: 336
Release: 2011-07-22
Genre: Business & Economics
ISBN: 0983755620

A powerful resource and toolbox to guide homeowners in the right direction. Armed with the information compiled in this book homeowners can now replace stress and agony with viable ways to fight back. Anna Cuevas is no stranger to the countless stories of misguided homeowners being advised that foreclosure is their sole option. Most struggling homeowners are not even aware of their rights and are inaccurately declined by banks. This book teaches homeowners to be one step ahead, defend their homes, and stop foreclosure with consumer strategy training, homeowner are guided on how to be their own best advocate.the loan modification process, In this book you will learn: - Proven step-by-step solutions - How to fight back to stop foreclosure - How to take the guess work out of the loan modification process, decipher the lender red-tape - Unveiled mortgage-insider secrets

Mind Your Own Life

Mind Your Own Life
Author: Aaron Anson
Publisher: BalboaPress
Total Pages: 277
Release: 2011-05-11
Genre: Religion
ISBN: 1452532907

Mind Your Own Life: The Journey Back to Love At last! An authentic message of love and acceptance! Life-enhancing semi-autobiography. Raised a devout Christian in the South and endeavoring to uphold indoctrinated beliefs, Anson struggled to find true affirmation amongst the ambiguity of being gay with religious beliefs that espoused intolerance. After a brief military stint, he married and fathered two children, simultaneously battling depression, anger and fear before finally accepting that he was inherently a gay man. This book deals head on with the divisive issues of religion and politics that have for centuries caused rifts between, countries, families, and facilitated a recent spate of bullying and suicide among teens and gays. He secretly harbored for many years his struggle to suppress his nascent sexuality in hopes of escaping the paradox of being gay with Christian beliefs, hopeful that being gay would vanish and relieve this tremendous burden. Anson sought validation from a religion that despised him wholly. This book; targeting parents, adults, and teens; chronicles Ansons struggles with depression, denial, and acceptance in the face of extreme homophobia perpetuated by religion, politics and false beliefs. Anson assertively portrays an uncorrupted universal love and acceptance as our inherent birthright and explores the connection with our spirituality, sexuality, and morality. Anson tell his story with sublime prose and grace with inquisitive insight of our human experience. His story is beautifully rendered in a way that is challenging, thought-provoking and inspirational. It hits home for many and told in a way that you will not soon forget.

Wallet Activism

Wallet Activism
Author: Tanja Hester
Publisher: BenBella Books
Total Pages: 254
Release: 2021-11-16
Genre: Social Science
ISBN: 1953295932

2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.

Never Sell Your First Home

Never Sell Your First Home
Author: Brendan C. Donelson
Publisher:
Total Pages: 0
Release: 2022-10-31
Genre: Business & Economics
ISBN:

As Soon as You Buy Your First Home, a Major Investment Win Can Be Yours-But Most People Miss It Too many homeowners lose a once-in-a-lifetime wealth-building opportunity. Brendan Donelson did. After moving into his second house, he recognized that selling his first home was a half-million-dollar mistake. The pain from it motivated him to do everything possible to help others avoid the same pitfall. Now, after more than two decades of showing his mortgage clients the remarkable wealth-building opportunity in keeping the first-and every other-home they own, Brendan has captured his insights and financing know-how in this practical, fun-to-read book. Never Sell Your First Home details why keeping your residence as an investment property is one of your best possible net worth strategies. Brendan shows how to finance a second home even without money from selling the first house. It's one of many keys he offers about how to make this investment work for you. And if you have sold your first home? No need to let that slow you down. This book makes clear the benefits of keeping whatever potential investment property you're living in right now. Brendan takes you step-by-step through a simple, secure way to explode your net worth and supplements his explanations with case studies of actual results. Is Your Investment Portfolio Ready to Take Off Like "Hailey's Comet"? Hailey's is just one of the wealth-building success stories you'll meet in Never Sell Your First Home. Before Hailey could make the mistake of selling her first home, Brendan showed this on-her-way-to-living-well schoolteacher from Colorado the huge financial win in owning rental property. From a Colorado school teacher to a Tennessee Fortune 500 CEO, you'll see six different stories of how homes at any level of value can be leveraged to create astounding wealth. Through this book, Brendan equips you to do what they did: Multiply your net worth far beyond the norm and create cash flow in the process. The especially good news is that everything Brendan teaches applies even if you did sell your first home. Start doing things the NSYFH way now, and you'll be better off for the rest of your life. In this business edition of the book, Brendan includes his 12 Questions Your Clients Will Ask About Real Estate And Real Estate Finance, And The Answers You Need To Know. This addendum is the perfect tool in the arsenal of today's financial advisor. After nearly 30 years, Brendan's journey through the mortgage world has given him invaluable insights into the mind of consumers and advisors. He knows exactly the types of real estate questions that clients will want to know the answers to, and is happy to help craft the best responses. "Brendan's approach is spot on. If most Americans could figure out a way to keep more real estate, they'd be wealthier. This book is a great read from an author who knows what he's writing about "-Art Laffer, Economist, Author, and Economic Policy Advisor to President Reagan

A Wealth of Common Sense

A Wealth of Common Sense
Author: Ben Carlson
Publisher: John Wiley & Sons
Total Pages: 231
Release: 2015-06-22
Genre: Business & Economics
ISBN: 1119024927

A simple guide to a smarter strategy for the individual investor A Wealth of Common Sense sheds a refreshing light on investing, and shows you how a simplicity-based framework can lead to better investment decisions. The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market "mistakes." Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor.

Replace Your Mortgage

Replace Your Mortgage
Author: Michael Lush
Publisher: Createspace Independent Publishing Platform
Total Pages: 0
Release: 2016-04-21
Genre: Finance, Personal
ISBN: 9781532880445

If you could pay off your mortgage in even a third of the time instead of waiting thirty years to pay it off, wouldn't you want to know how to do that? It's possible with the right home loan. While it may seem unbelievable, it comes down to math and a little education that banks prefer homeowners not know about. Michael Lush has spent fifteen years as a mortgage originator helping consumers get into their dream home. After speaking to a wealthy mentor of his, he then stumbled across how the wealthy finance their homes using lines of credit. Along with his co-author, David Dutton, Lush now teaches future homeowners, present homeowners as well as successful real estate investors how to use a simple home equity line of credit to pay off a home in 5-7 years. In this book you will learn: - The case against a mortgage from a 15 year mortgage veteran. - Why making extra payments on a mortgage vs a HELOC is still slower and also locks your money up until you sell your home. - 2 important reasons why this strategy isn't more well known. - How to pay off a home faster even if you have very little equity. - 5 powerful resources that will help you get started quickly to becoming mortgage free. - Pros and Cons of a HELOC - The deadly mistakes homeowners make when using a HELOC - How to build a real estate empire. - How to buy a vacation home and pay it off quickly (See chapter 9) Before you even think about signing on for a thirty year mortgage, you owe it to yourself to read this book as well as check out their popular Youtube channel.

Killing Sacred Cows

Killing Sacred Cows
Author: Garrett B. Gunderson
Publisher: Greenleaf Book Group
Total Pages: 250
Release: 2008
Genre: Business & Economics
ISBN: 1929774516

Our culture is riddled with destructive myths about money and prosperity that are severely limiting our power, creativity, and financial potential. In "Killing Sacred Cows", Garrett B Gunderson boldly exposes ingrained fallacies and misguided traditions in the world of per-sonal finance. He presents a revolutionary perspective that can create unprecedented opportu-nity and wealth for individuals. Our financial lives are intimately connected to our societal contributions, and we must be financially free in order to achieve our fullest potential. Yet most people are held captive in their financial lives by misinformation, propaganda, and lack of knowledge. Through well-reasoned arguments and pitiless logic, Gunderson attacks these sacred cows with revelatory insights, such as: High returns without high risk; "Security" without a corporate job; Debt that increases your financial productivity; Enjoying your money instead of waiting for retirement. "Killing Sacred Cows" is a must-read for brave individuals willing to question common assumptions and teachings, overcome the herd mentality, break through financial myths, and live a purpose-ful, passionate, and prosperous life. Investors seeking financial advice in The Little Book That Makes You Rich will find this to be a must-read for anyone who wants to achieve their financial potential today.

Busted: Life Inside the Great Mortgage Meltdown

Busted: Life Inside the Great Mortgage Meltdown
Author: Edmund L. Andrews
Publisher: W. W. Norton & Company
Total Pages: 236
Release: 2009-05-22
Genre: Business & Economics
ISBN: 0393071286

The fiasco that sank millions of Americans, including one journalist, who thought he knew better. A veteran New York Times economics reporter, Ed Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. Yet, at the promise of a second chance at love, he succumbed to the temptation of subprime lending and became part of the economic catastrophe he was covering. In surprisingly short order, he amassed a staggering amount of debt and reached the edge of bankruptcy. In Busted, Andrew bluntly recounts his misadventures in mortgages and goes one step further to describe the brokers, lenders, Wall Street players, and Washington policymakers who helped bring that money to his door. The result is a penetrating and often acerbic look at the binge and bust that nearly bankrupted the United States. Enabled by know-nothing complacency in Washington, Wall Street wizards used "collateralized debt obligations," "conduits," and other inscrutable financial "innovations" to put American home financing into hyperdrive. Millions of Americans abandoned the safety of thirty-year, fixed-rate mortgages and loaded up on debt. While regulators insisted that the markets knew best, Wall Street firms fragmented and repackaged unsound loans into securities that the rating agencies stamped with triple-A seals of approval. Andrews describes a remarkably democratic debacle that made fools out of people up and down the financial food chain. From a confessional meeting with Alan Greenspan to a trek through the McMansion bubble of the OC, he maps the arc of the Frankenstein loans that brought the American economy to the brink. With on-the-ground reporting from the frothiest quarters of the crisis, Andrews locates what is likely to be the high-water mark in America's long-term embrace of higher borrowing, higher risk-taking, and the fervent belief in the possibility of easy profits.