Microcredit and Agricultural Development

Microcredit and Agricultural Development
Author: M. Lakshmi Narasaiah
Publisher: Discovery Publishing House
Total Pages: 224
Release: 2007
Genre: Agricultural credit
ISBN: 9788183562478

There has been rapid progress in nanoscience over the last few years, particularly in the area of miniaturization. The present title Encyclopaedia of Nanoscience is the first scientifically detailed description of developments that will revolutionize most of the industrial processes and products currently in use. This ground breaking work draws on physics and chemistry to establish basic concepts and analytical tools and thus only it provides an indispensable introduction to the emerging field of Nanoscience, Scientific research is the ultimate tool in pushing forward the limit of understanding. But, as with any tool, research is only powerful if used properly, and to its full effects. The more we learn, the more we discover connections threading through biochemical and biophysical world. In writing this Encyclopaedia the author has made every effort to present these connections in a way that will help first time students of Nanoscience understand the subject and how very relevant it is to their lives. Volume Details: 1. Advanced Nanotechnology; 2. Progress in Nanotechnology; 3. Molecular Nanomachines; 4. Potentials of Nanotechnology; 5. Modern Concepts in Nanotechnology.

Beyond Micro-credit

Beyond Micro-credit
Author: Thomas Fisher
Publisher: Oxfam
Total Pages: 396
Release: 2002
Genre: Business & Economics
ISBN: 9780855984885

Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.

Microfinance in Developing Countries

Microfinance in Developing Countries
Author: J. Gueyie
Publisher: Springer
Total Pages: 259
Release: 2013-01-17
Genre: Business & Economics
ISBN: 1137301929

Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.

The Handbook of Microfinance

The Handbook of Microfinance
Author: Beatriz Armendariz
Publisher: World Scientific
Total Pages: 700
Release: 2011
Genre: Business & Economics
ISBN: 9814295655

Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.

Why Doesn't Microfinance Work?

Why Doesn't Microfinance Work?
Author: Milford Bateman
Publisher: Zed Books Ltd.
Total Pages: 384
Release: 2010-06-10
Genre: Business & Economics
ISBN: 1848138954

Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.

An African Green Revolution

An African Green Revolution
Author: Keijiro Otsuka
Publisher: Springer Science & Business Media
Total Pages: 310
Release: 2012-12-22
Genre: Technology & Engineering
ISBN: 9400757603

This volume explores the usefulness of the Asian model of agricultural development for Africa, where, even before the recent world food crisis, half the population lived on less than on dollar a day, and a staggering one in three people and one third of all children were undernourished. Africa has abundant natural resources; agriculture provides most of its jobs, a third of national income and a larger portion of total export earnings. However the levels of land and labor productivity rank among the worst in the world. The book explains Africa’s productivity gap and proposes ways to close it, by examining recent experience in Africa and by drawing on lessons from Asia.

Fighting Poverty with Microcredit

Fighting Poverty with Microcredit
Author: Shahidur R. Khandker
Publisher: Oxford University Press, USA
Total Pages: 248
Release: 1998
Genre: Microfinance
ISBN:

With increasing assistance from the World Bank and other donors, microfinance is emerging as an instrument for reducing poverty and improving the poor's access to financial services in low-income countries. Providing the poor with access to financial services is one of many ways to help increase their incomes and productivity. In many countries, however, traditional financial institutions have failed to provide this service. Microcredit and cooperative programs fill this gap. They provide credit through social mechanisms such as group-based lending to reach the poor and other clients, including women, who lack access to formal financial institutions. Their purpose is to help the poor become self-employed and thus escape poverty. This book examines the experiences of the Grameen Bank, the Bangladesh Rural Advancement Committee, and the Bangladesh Rural Development Board's Rural Development Project-12 in order to quantify the potential and limitations of microcredit programs as an instrument for reducing poverty and delivering financial services to the poor. A copublication of the World Bank and Oxford University Press.

Microfinance Handbook

Microfinance Handbook
Author: Joanna Ledgerwood
Publisher: World Bank Publications
Total Pages: 304
Release: 1998-12-01
Genre: Business & Economics
ISBN: 0821384317

The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

White Gold: The Commercialisation of Rice Farming in the Lower Mekong Basin

White Gold: The Commercialisation of Rice Farming in the Lower Mekong Basin
Author: Rob Cramb
Publisher: Springer Nature
Total Pages: 462
Release: 2020-01-03
Genre: Business & Economics
ISBN: 9811509980

This open access book is about understanding the processes involved in the transformation of smallholder rice farming in the Lower Mekong Basin from a low-yielding subsistence activity to one producing the surpluses needed for national self-sufficiency and a high-value export industry. For centuries, farmers in the Basin have regarded rice as “white gold”, reflecting its centrality to their food security and well-being. In the past four decades, rice has also become a commercial crop of great importance to Mekong farmers, augmenting but not replacing its role in securing their subsistence. This book is based on collaborative research to (a) compare the current situation and trajectories of rice farmers within and between different regions of the Lower Mekong, (b) explore the value chains linking rice farmers with new technologies and input and output markets within and across national borders, and (c) understand the changing role of government policies in facilitating the on-going evolution of commercial rice farming. An introductory section places the research in geographical and historical context. Four major sections deal in turn with studies of rice farming, value chains, and policies in Northeast Thailand, Central Laos, Southeastern Cambodia, and the Mekong Delta. The final section examines the implications for rice policy in the region as a whole.

The Triangle of Microfinance

The Triangle of Microfinance
Author: Manfred Zeller
Publisher: Intl Food Policy Res Inst
Total Pages: 426
Release: 2002-01-01
Genre: Business & Economics
ISBN: 080187226X

Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.