IRAs, 401(k)s & Other Retirement Plans

IRAs, 401(k)s & Other Retirement Plans
Author: John C. Suttle
Publisher:
Total Pages:
Release: 2006
Genre: 401(k) plans
ISBN: 9781413305371

IRAs, 401(k)s & Other Retirement Plans helps you make sense of the rules that govern distributions from retirement plans, and avoid the stiff penalties that lurk in the fine print. It covers the different types of retirement plans -- including 401(k)s and other profit-sharing plans, Keoghs, IRAs and tax-deferred annuities -- and the taxes and penalties that can deplete your nest egg.

IRA's, 401(k)s & Other Retirement Plans

IRA's, 401(k)s & Other Retirement Plans
Author: Twila Slesnick
Publisher: NOLO
Total Pages: 404
Release: 2001
Genre: Business & Economics
ISBN: 9780873377522

IRAs, 401(k)s & Other Retirement Plans discusses the different types of retirement plans, the taxes and penalties that can deplete a nest egg, and ways to avoid or minimize them. In plain English, the book covers: -- tax strategies for before and after retirement-- distributions one must take-- distributions to heirs after death-- Roth IRAs -- eligibility, taxation, rollovers and moreThis book is completely overhauled to reflect the new tax laws passed by Congress in 2001. It provides the new 2002 rules and necessary tables.

401(k)s & IRAs For Dummies

401(k)s & IRAs For Dummies
Author: Ted Benna
Publisher: John Wiley & Sons
Total Pages: 354
Release: 2021-09-27
Genre: Business & Economics
ISBN: 1119817269

From the basics down to investing, get the most out of your 401(k) and IRA in any economic environment When you’re ready to start setting aside (or withdrawing) money for your retirement—whenever that might be—401(k)s & IRAs For Dummies is here for you! It covers both types of retirement plans because they each have valuable tax benefits, and you may be able to contribute to both at the same time. With the practical advice in this book, you learn how to manage your accounts, minimize your investment risk, and maximize your returns. Sounds like a win-win, no matter your situation or where you’re at in life. Written by a well-known expert and ‘father of the 401 (k)’ , Ted Benna, 401(k)s & IRAs For Dummies helps you keep up with the ever-changing rules surrounding both retirement plans—including the rules from the SECURE and CARES Acts—and avoid the mistakes that can lead to higher taxes and penalties. Additional topics include: Tax strategies before and after retirement Required distributions and how much you need to take Penalties for taking money out early and how to avoid them What happens to your or your spouse’s retirement plan after death or divorce The rules for taking money out of an inherited plan Methods for calculating required minimum distributions Special tax benefits for conversions to Roth IRAs How to recharacterize IRA or Roth contributions Why IRA based plans are a better options for many small employers Helping solo entrepreneurs and other small businesses pick the right type of plan Whether you’re just starting to think about a retirement plan, planning when to retire, or you’re facing retirement, you’ll find useful and practical guidance in 401(k)s & IRAs For Dummies. Get your copy today!

IRAs, 401(k)s and Other Retirement Plans

IRAs, 401(k)s and Other Retirement Plans
Author: Twila Slesnick
Publisher: Nolo
Total Pages: 417
Release: 2023-07-25
Genre: Business & Economics
ISBN: 1413330819

When you want or need to take money out of a retirement plan--whether you've inherited the plan or you're retiring, buying a house, or just in need of money--this book will help you make the best financial choices. Anyone who is approaching retirement, retiring early, changing jobs, or wondering what to do with an inherited plan will benefit from the advice in this book. Includes new rules from SECURE Act.

IRAs, 401(k)s & Other Retirement Plans

IRAs, 401(k)s & Other Retirement Plans
Author: Twila Slesnick
Publisher: NOLO
Total Pages: 0
Release: 1998
Genre: Individual retirement accounts
ISBN: 9780873374484

Distributions from Retirement Plans are like the pot of gold at the end of the career rainbow. Distribution rules, on the other hand, are the potholes along the way.Unfortunately, anyone who wants to take money out of an IRA or retirement plan has to maneuver through these rules, taking care to avoid potential penalties: penalties for early distributions, penalties for late distributions, or penalties for improper distributions to a beneficiary or former spouse.IRAs, 401(k)s and Other Retirement Plans offers an abundance of clear, smart ways to navigate these tricky rules and avoid penalties. Written by two experts in tax and investment planning, the book presents the different types of retirement plans that are affected by distribution rules. It covers the tax options available to individuals when they either change employers or retire and have to take all of their money out of the employer's qualified plan. The book also examines IRAs and the new Roth IRAs: how to take distributions from them, designate beneficiaries and avoid even more potential penalties.IRAs, 401(k)s and Other Retirement Plans is perfect for anyone who has been covered by an employer retirement plan, anyone who has maintained an IRA, stockbrokers, investment advisors, bankers, lawyers and accountants. The only book of its kind for lay readers and professionals, IRAs puts everyone squarely on the path to their pot of gold.

The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty
Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
Total Pages: 434
Release: 2014-04-01
Genre: Business & Economics
ISBN: 0804137374

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

IRAs, 401(k)S & Other Retirement Plans

IRAs, 401(k)S & Other Retirement Plans
Author: Twila Slesnick
Publisher:
Total Pages: 297
Release: 2006
Genre:
ISBN: 9781413315905

Please note that this edition is now out of print and has been replaced by the 8th edition, also available through MyiLibrary ... Written by two experts in tax and investment planning, IRAs presents the different types of retirement plans that are affected by distribution rules. It covers the tax options available to individuals when they either change employers or retire and have to take all of their money out of the employer's qualified plan. The book also examines IRAs and the new Roth IRAs: how to take distributions from them, designate beneficiaries and avoid even more potential penalties.