Industrial Loan Companies A Growing Industry Sparks A Public Policy Debate
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Author | : Kenneth Spong |
Publisher | : DIANE Publishing |
Total Pages | : 322 |
Release | : 2008-05 |
Genre | : Business & Economics |
ISBN | : 1428988904 |
Industrial Loan Co., or ILCs, are a small, but rapidly growing part of the financial industry. These institutions operate in 7 states & have nearly all of the same powers as commercial banks. However, ILCs differ greatly from banks in one characteristic -- ILCs may be owned & operated by firms engaged in commercial activities, thus skirting the prohibitions on mixing banking & commerce. This article examines the public policy issues that arise from mixing banking & commerce. It reviews the history of ILCs & the legal & supervisory frameworks under which they operate. Looks at the reemergence of ILCs under their new forms of ownerships & takes a close look at individual ILCs & the types of bus. they conduct. Also explores the public policy issues. Illus.
Author | : Mehrsa Baradaran |
Publisher | : Harvard University Press |
Total Pages | : 337 |
Release | : 2015-10-06 |
Genre | : Business & Economics |
ISBN | : 0674495446 |
The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect
Author | : Elizabeth Warren |
Publisher | : DIANE Publishing |
Total Pages | : 170 |
Release | : 2011-04 |
Genre | : Business & Economics |
ISBN | : 1437930808 |
Author | : United States. Congressional Oversight Panel |
Publisher | : |
Total Pages | : 156 |
Release | : 2010 |
Genre | : Automobile industry and trade |
ISBN | : |
Author | : Marcelo J. Sheppard Gelsi |
Publisher | : Springer Nature |
Total Pages | : 427 |
Release | : |
Genre | : |
ISBN | : 3031599489 |
Author | : Suzanne J. Konzelmann |
Publisher | : Routledge |
Total Pages | : 314 |
Release | : 2013 |
Genre | : Business & Economics |
ISBN | : 0415517893 |
Based on detailed comparative case studies, this new volume from a leading international group of authors reveals fundamental differences in the economic and political ideology underlying the the six Anglo-Saxon 'liberal market economies' (LMEs), and how this determined their relative resilience in the face of the global financial crisis.
Author | : |
Publisher | : |
Total Pages | : 464 |
Release | : 2007 |
Genre | : Federal Reserve banks |
ISBN | : |
Author | : Richard J. Hillman |
Publisher | : DIANE Publishing |
Total Pages | : 108 |
Release | : 2006-02 |
Genre | : |
ISBN | : 9781422303689 |
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publisher | : |
Total Pages | : 340 |
Release | : 2010 |
Genre | : Business & Economics |
ISBN | : |
Author | : |
Publisher | : DIANE Publishing |
Total Pages | : 104 |
Release | : |
Genre | : |
ISBN | : 1428933255 |