Implementation Of The Bankruptcy Abuse Prevention And Consumer Protection Act Of 2005
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Author | : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law |
Publisher | : |
Total Pages | : 96 |
Release | : 2005 |
Genre | : Law |
ISBN | : |
Author | : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law |
Publisher | : |
Total Pages | : 96 |
Release | : 2005 |
Genre | : Law |
ISBN | : |
Author | : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts |
Publisher | : |
Total Pages | : 240 |
Release | : 2007 |
Genre | : Law |
ISBN | : |
Author | : |
Publisher | : DIANE Publishing |
Total Pages | : 238 |
Release | : |
Genre | : |
ISBN | : 9781422322918 |
Author | : Mary Eschelbach Hansen |
Publisher | : University of Chicago Press |
Total Pages | : 237 |
Release | : 2020-02-05 |
Genre | : Business & Economics |
ISBN | : 022667973X |
In 2005, more than two million Americans—six out of every 1,000 people—filed for bankruptcy. Though personal bankruptcy rates have since stabilized, bankruptcy remains an important tool for the relief of financially distressed households. In Bankrupt in America, Mary and Brad Hansen offer a vital perspective on the history of bankruptcy in America, beginning with the first lasting federal bankruptcy law enacted in 1898. Interweaving careful legal history and rigorous economic analysis, Bankrupt in America is the first work to trace how bankruptcy was transformed from an intermittently used constitutional provision, to an indispensable tool for business, to a central element of the social safety net for ordinary Americans. To do this, the authors track federal bankruptcy law, as well as related state and federal laws, examining the interaction between changes in the laws and changes in how people in each state used the bankruptcy law. In this thorough investigation, Hansen and Hansen reach novel conclusions about the causes and consequences of bankruptcy, adding nuance to the discussion of the relationship between bankruptcy rates and economic performance.
Author | : United States. Congress. House. Committee on the Judiciary |
Publisher | : |
Total Pages | : 604 |
Release | : 2005 |
Genre | : Bankruptcy |
ISBN | : |
Author | : Sandra Coaxum Allen |
Publisher | : Infobase Publishing |
Total Pages | : 101 |
Release | : 2009 |
Genre | : Juvenile Nonfiction |
ISBN | : 1438105924 |
More than 1 million U.S. households declared bankruptcy in 2004. Alarmed by rising defaults, the nation's lenders and political leaders alike set out to reform laws that clear away debt. To some, reforming these laws will put a lid on irresponsible consumer spending sprees. But some consumer advocates argue that banks and credit card issuers have only themselves to blame for marketing and supplying ill-advised loans. Is this political action timely consumer protection or an unwarranted corporate bailout? Bankruptcy Law covers these issues and more, examining each from different perspectives.
Author | : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law |
Publisher | : |
Total Pages | : 272 |
Release | : 2007 |
Genre | : Bankruptcy |
ISBN | : |
Author | : |
Publisher | : |
Total Pages | : 240 |
Release | : 2001 |
Genre | : Bankruptcy examiners |
ISBN | : |
Author | : David A. Skeel Jr. |
Publisher | : Princeton University Press |
Total Pages | : 296 |
Release | : 2014-04-24 |
Genre | : Business & Economics |
ISBN | : 1400828503 |
Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.