H. R. 1728, the Mortgage Reform and Anti-Predatory Lending Act Of 2009

H. R. 1728, the Mortgage Reform and Anti-Predatory Lending Act Of 2009
Author: United States. Congress
Publisher: Createspace Independent Publishing Platform
Total Pages: 360
Release: 2018-01-11
Genre:
ISBN: 9781983736384

H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009 : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, April 23, 2009.

Access to Financial Services in Brazil

Access to Financial Services in Brazil
Author: Anjali Kumar
Publisher: World Bank Publications
Total Pages: 698
Release: 2005
Genre: Business & Economics
ISBN: 9780821357163

There is an increasing awareness that access to financial services can contribute to economic growth and poverty reduction. This study focuses on the delivery of financial services in Brazil, one of the world's most important emerging financial markets. It examines different aspects of financial service provision, and explores approaches to address problems of financial exclusion. Topics discussed include: microfinance schemes; private banking; rural finance systems; institutional infrastructure; and the role of government policy.

Crude Existence

Crude Existence
Author: Kristin Reed
Publisher: Univ of California Press
Total Pages: 338
Release: 2009-11-15
Genre: Business & Economics
ISBN: 0520258223

After decades of civil war and instability, the African country of Angola is experiencing a spectacular economic boom thanks to its most valuable natural resource: oil. Focusing on the everyday realities of people living in the extraction zones, Reed explores the exclusion, degradation, and violence that are the fruits of petrocapitalism in Angola.

The Art of Not Being Governed

The Art of Not Being Governed
Author: James C. Scott
Publisher: Yale University Press
Total Pages: 465
Release: 2009-01-01
Genre: Social Science
ISBN: 0300156529

From the acclaimed author and scholar James C. Scott, the compelling tale of Asian peoples who until recently have stemmed the vast tide of state-making to live at arm’s length from any organized state society For two thousand years the disparate groups that now reside in Zomia (a mountainous region the size of Europe that consists of portions of seven Asian countries) have fled the projects of the organized state societies that surround them—slavery, conscription, taxes, corvée labor, epidemics, and warfare. This book, essentially an “anarchist history,” is the first-ever examination of the huge literature on state-making whose author evaluates why people would deliberately and reactively remain stateless. Among the strategies employed by the people of Zomia to remain stateless are physical dispersion in rugged terrain; agricultural practices that enhance mobility; pliable ethnic identities; devotion to prophetic, millenarian leaders; and maintenance of a largely oral culture that allows them to reinvent their histories and genealogies as they move between and around states. In accessible language, James Scott, recognized worldwide as an eminent authority in Southeast Asian, peasant, and agrarian studies, tells the story of the peoples of Zomia and their unlikely odyssey in search of self-determination. He redefines our views on Asian politics, history, demographics, and even our fundamental ideas about what constitutes civilization, and challenges us with a radically different approach to history that presents events from the perspective of stateless peoples and redefines state-making as a form of “internal colonialism.” This new perspective requires a radical reevaluation of the civilizational narratives of the lowland states. Scott’s work on Zomia represents a new way to think of area studies that will be applicable to other runaway, fugitive, and marooned communities, be they Gypsies, Cossacks, tribes fleeing slave raiders, Marsh Arabs, or San-Bushmen.

Fault Lines

Fault Lines
Author: Raghuram G. Rajan
Publisher: Princeton University Press
Total Pages: 283
Release: 2011-08-08
Genre: Political Science
ISBN: 1400839807

From an economist who warned of the global financial crisis, a new warning about the continuing peril to the world economy Raghuram Rajan was one of the few economists who warned of the global financial crisis before it hit. Now, as the world struggles to recover, it's tempting to blame what happened on just a few greedy bankers who took irrational risks and left the rest of us to foot the bill. In Fault Lines, Rajan argues that serious flaws in the economy are also to blame, and warns that a potentially more devastating crisis awaits us if they aren't fixed. Rajan shows how the individual choices that collectively brought about the economic meltdown—made by bankers, government officials, and ordinary homeowners—were rational responses to a flawed global financial order in which the incentives to take on risk are incredibly out of step with the dangers those risks pose. He traces the deepening fault lines in a world overly dependent on the indebted American consumer to power global economic growth and stave off global downturns. He exposes a system where America's growing inequality and thin social safety net create tremendous political pressure to encourage easy credit and keep job creation robust, no matter what the consequences to the economy's long-term health; and where the U.S. financial sector, with its skewed incentives, is the critical but unstable link between an overstimulated America and an underconsuming world. In Fault Lines, Rajan demonstrates how unequal access to education and health care in the United States puts us all in deeper financial peril, even as the economic choices of countries like Germany, Japan, and China place an undue burden on America to get its policies right. He outlines the hard choices we need to make to ensure a more stable world economy and restore lasting prosperity.

Designing Prostitution Policy

Designing Prostitution Policy
Author: Wagenaar, Hendrik
Publisher: Policy Press
Total Pages: 312
Release: 2017-04-26
Genre: Political Science
ISBN: 1447324242

Most discussions about approaches to regulating prostitution occur at the national level--battles, for example, between prohibition and legalization. In reality, however, the impact of prostitution is felt most keenly at the local level, and it is local measures that can have the greatest effect. This book explores various approaches to regulating prostitution and other sex work at the local level, analyzing their aims and outcomes and offering guidance on designing effective regulations through available policy instruments.

Past Adoption Experiences

Past Adoption Experiences
Author:
Publisher:
Total Pages: 257
Release: 2012
Genre: Adoptees
ISBN: 9781922038050

This report presents the findings of the National Research Study on the Service Response to Past Adoption Practices. It complements the recent Senate inquiry into the Commonwealth Contribution to Former Forced Adoption Policies and Practices, by examining the past and current support needs of people affected by past adoption practices in Australia, including adopted persons, mothers, fathers, adoptive parents, and other family members. Drawing on large-scale quantitative surveys and interviews, the study investigated the circumstances of the participants' pregnancy and adoption, the impact of separation and adoption, disclosure of adoption, search and contact, services and supports used over time, and current needs. Interviews with service providers were also included. The study aims to increase the evidence available to governments to address the current needs of individuals affected by past adoption practices, including information, counselling, search and contact services, and other supports.