How to Wipe Out Your Student Loans and Be Debt Free Fast

How to Wipe Out Your Student Loans and Be Debt Free Fast
Author: Martha Maeda
Publisher: Atlantic Publishing Company
Total Pages: 290
Release: 2009
Genre: Business & Economics
ISBN: 1601382162

According to a recent study by the National Center for Education Statistics, an estimated 65 percent of recent college graduates are burdened by student loans. Although the average debt is $19,000, loans can exceed $50,000 and may be much higher for those who attend graduate school, law school, or medical school. Many students, faced with the task of repaying such a large amount of money, become overwhelmed merely thinking about it. But, using this new book, you can learn how to eliminate your student loans and be debt free. In this exhaustively researched book, you will learn everything you need to know about student loans, including grace periods, deferment, forbearance, interest rates, co-signors, exit counseling, prepayment, discharges, cancellation, default, and much more. You will create a repayment schedule; understand the various repayment options, such as graduated repayment, level repayment, income-sensitive repayment, extended repayment, serialization, and income-contingent repayment; and be able to choose the appropriate plan for your unique situation. Additionally, you will learn how to save money through consolidation, how to secure the best interest rate, how consolidating can improve your credit score, how to use lender incentive programs to save money, and how to lower interest rates. Whether you are a current student looking to get a jumpstart on repayment or you are a recent graduate trying to wade through the letters you are receiving from your lenders and consolidation companies, How to Wipe Out Your Student Loans and Be Debt Free will be an indispensable companion. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

Destroy Your Student Loan Debt

Destroy Your Student Loan Debt
Author: Anthony ONeal
Publisher: Ramsey Press
Total Pages: 51
Release: 2020-04-07
Genre: Business & Economics
ISBN: 1942121253

You don’t have to spend decades paying off your student loans! You can destroy your debt fast and live a life of freedom. You’ve been lied to: there’s no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed—or were told—when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read—to show you why you need to dump your debt fast and how to do it. If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You’ll learn: -The ugly truth about how debt hurts you -The importance of an emergency fund and how to budget (Baby Step 1) -The power of the debt snowball (Baby Step 2) -Exactly what to do to pay off your student loans faster -How to control your money so it doesn’t control you -You’ll also hear stories from real people about how they paid off their debt fast You don’t need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible—and take control of your money, and your life, for good! Don’t let anything stand in the way of your future. This plan has helped millions get out of debt and you’re next. You can do this! (Ramsey Press)

The White Coat Investor

The White Coat Investor
Author: James M. Dahle
Publisher: White Coat Investor LLC the
Total Pages: 160
Release: 2014-01
Genre: Business & Economics
ISBN: 9780991433100

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Debt-Free Degree

Debt-Free Degree
Author: Anthony ONeal
Publisher: Ramsey Press
Total Pages: 224
Release: 2019-10-07
Genre: Business & Economics
ISBN: 1942121121

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Debt Free Blueprint

Debt Free Blueprint
Author: Jake Robbins
Publisher: Jake Robbins
Total Pages: 72
Release:
Genre: Business & Economics
ISBN:

Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "what does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month, and can afford some fun stuff too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing. It isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow.

How to Be Debt Free

How to Be Debt Free
Author: Avery Breyer
Publisher: Createspace Independent Publishing Platform
Total Pages: 110
Release: 2016-11-15
Genre:
ISBN: 9781979681636

Have debt? Find out how to spend less on interest and more on the things you want. Take some time for straight talk and proven strategies. You've seen all the goofy ideas and fads that don't work. Now it's time to get back to basics with a simple, time-tested, step-by-step plan that anyone can follow. Arm yourself with the truth about getting out of debt. Knowledge is power and you're going to get it. Find out: -Whether your mortgage is good or bad (the answer may surprise you!) -About the Power Pay Off Plan (and how Sam saved 20 grand) -The secrets to successfully get out of debt -Where to find the money you need for debt free living -How much money you ought to be putting towards paying off debt -The truth about debt consolidation (including pitfalls to avoid) -How to use insurance to protect yourself from the unexpected -What to do next, once you've started on the road to wealth Your student loans, mortgage, car loans, and credit card balances can all be gone with the straightforward strategies you'll learn in this book. You don't have to feel stress, shame, or embarrassment over it for one moment longer. You're going to take control and change your life for the better. You'll also get free access to The Debt Destroyer. This wickedly good tool will create a customized plan for you to pay off debt and ensure that more of your money stays in your pocket. You don't have to tackle this alone, and you don't have to be rich to pull this off. If you want debt help on a budget - with straight talk and no tricks - you'll find everything you need right here. Debt relief can be yours. Buy this book today and get started. It's your turn to get ahead. (Formerly published as Your Road to Wealth Starts Here.)

Dear Debt

Dear Debt
Author: Melanie Lockert
Publisher: Coventry House Publishing
Total Pages: 126
Release: 2016-08-12
Genre: Business & Economics
ISBN:

In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

Debt-Free Blueprint

Debt-Free Blueprint
Author: Laura D. Adams
Publisher: Laura D. Adams
Total Pages: 147
Release: 2018-11-16
Genre: Business & Economics
ISBN:

Tired of feeling stressed about growing debt balances, out-of-control finances, and an uncertain future? Don’t try to get out of debt without this book! Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love is an easy-to-follow guide to eliminate debt faster than you ever thought possible and create the financial future you deserve. Laura D. Adams is the award-winning author of Money Girl's Smart Moves to Grow Rich and host of the top-rated Money Girl podcast since 2008. She's helped millions of loyal fans grow rich with her savvy and down-to-earth financial advice. She gives guidance in bite-size chunks that are easy to understand and implement so you can eliminate debt faster than you ever thought possible. Let Laura show you how to take control of your finances, stop worrying about money, and build a life you truly love. Debt-Free Blueprint walks you through the process of getting out of debt, using helpful examples and often-overlooked techniques, strategies, and programs. You’ll learn how to make financial decisions with confidence and financially feel secure about your future. In this book, you’ll discover how to: • Get out of debt faster, even if you don’t have extra money • Bridge the gap between your current reality and where you want to be • Create a simple but effective debt reduction plan to guide your life • Prioritize and tackle debt in the right order • Settle and negotiate a debt for less than you owe • Optimize debt so it costs less and allows you to pay it off sooner • Find government programs that make debts more affordable • Manage student loans more effectively so they fit into your budget • Reduce money stress so you achieve more and build a financial life you love If you like detailed tips, helpful examples, concise strategies, and inspiration from a friendly and nonjudgmental teacher, you’ll love learning from Laura. Purchase Debt-Free Blueprint to get out of debt faster so you can quit worrying and start building the financial future you've dreamed about and deserve!

The College Student's Guide to Paying Off Your College Loan

The College Student's Guide to Paying Off Your College Loan
Author: Steven Needham
Publisher: Hyperink Inc
Total Pages: 27
Release: 2012-03-02
Genre: Reference
ISBN: 1614648646

ABOUT THE BOOK Graduation from college is a time of joy and relief, but for those saddled with student loan debt, it can also be a time of fear and trepidation. Students get a six-month grace period before they’re required to start paying their loans, but this will pass quickly, so it is a good idea to start planning how to pay off your student loans as soon as possible. The good news is, student loan debt is one of the best kinds of debt to have. It carries a low interest rate, and there are many different payment plans that can be utilized in order to pay down the debt. The most important thing to remember is that it is very important to address student debt and not ignore your student loan payments. The loan companies have many different programs to help you reduce your debt and avoid accruing more interest, but it is vital that you stay in touch with these companies so that they understand your unique financial situation. When you get a new job or lose a job, the terms of your student loan payment agreements will change accordingly. Anytime you have a major life change, you will need to consider how it will affect the repayment of your student loans. EXCERPT FROM THE BOOK There are also some programs that offer student loan forgiveness. When a student loan is forgiven, a portion or all of the debt amount is wiped clean and you are no longer required to pay. Some student loan forgiveness programs are based on the type of career that you have. Teaching Programs If you owe on Stafford student loans, you can teach full time for five consecutive years in a low-income public school, and you may be eligible to have a portion of your loan cancelled. This program is set up to encourage graduates to utilize their skills in improving the American public school system. You can find out more about this forgiveness program on the Federal Student Aid Website on their Stafford Loan Forgiveness Program for Teachers page. Buy a copy to keep reading!

Pay Your Student Loans Fast

Pay Your Student Loans Fast
Author: Val Breit
Publisher: Createspace Independent Publishing Platform
Total Pages: 0
Release: 2017-07-16
Genre: Finance, Personal
ISBN: 9781548785215

In Pay Your Student Loans Fast, Val Breit reveals step-by-step how she eliminated over 42,000 dollars in college debt in less than three years--while she and her husband were both new public school teachers. She gives you every step you need in an easy-to-follow guide. You wlll be inspired and finally have the proven plan that can get you from wishing you were debt-free to actually living the debt-free life of your dreams.