How to Pay Less and Save More For Yourself

How to Pay Less and Save More For Yourself
Author: Rob Carrick
Publisher: Doubleday Canada
Total Pages: 258
Release: 2011-07-27
Genre: Business & Economics
ISBN: 0307374874

From Canada’s leading expert on consumer banking, this easy-to-read, indispensable book will help you keep your hard-earned money working for you. Canadians are savvy consumers of everything – except financial products. We comparison shop for new cars and new clothes, but when it comes to our money, most of us passively hand it over to banks and other institutions. The result? Our earnings languish in bank accounts that pay out zero interest while raining down fees, or in mutual funds that make more money for the people running them than for investors. This book is the remedy: written especially for Canadians, it is the definitive guide to getting the best possible deal on everything from savings accounts to mortgages to RRSPs. Rob Carrick puts the key information in the reader’s hands through comparison charts, rankings and easy-to-follow tables, as well as good old-fashioned advice. He explains how to construct a banking profile, where to find the best bargains in financial services, how online banking and investing is changing everything, and much more. This book shows how to get the best while paying the least, so you can use your money for the things you really want and need.

Money Saving Tips

Money Saving Tips
Author: Anthony Ekanem
Publisher: Anthony Ekanem
Total Pages: 66
Release: 2016-07-12
Genre: Young Adult Nonfiction
ISBN: 3958499651

Do you need money for investing or starting some business or to become debt-free and live a peaceful life? And you think there is no source to generate this extra money required? Do you realize that you are not able to achieve your financial goals or money doesn't stay with you for long? What follows is a list of steps to take. Each of these tactics is simple little moves you can make to improve your financial situation. Some of them take just a few minutes, others might take an hour or two, some of them require a bit of regular effort, but they're all incredibly simple – anyone can do them. Each of them also saves significant money, especially over the long haul, and when combined together these tips can save you a lot of money now. Obviously, not all of these tips will apply to everyone. Just go through the list and find those that do apply to you and use them in your life. You'll quickly find yourself saving some serious scratch. Figures given are for example purposes and given in Dollars; you may read them as your currency.

Frugal Living

Frugal Living
Author: Dirk McNutt
Publisher:
Total Pages: 0
Release: 2024-01-29
Genre:
ISBN: 9781777690267

Savings Fitness

Savings Fitness
Author: Barry Leonard
Publisher: DIANE Publishing
Total Pages: 32
Release: 2007-12
Genre: Business & Economics
ISBN: 9781422319024

Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.

All Your Worth

All Your Worth
Author: Elizabeth Warren
Publisher: Simon and Schuster
Total Pages: 304
Release: 2006-01-09
Genre: Business & Economics
ISBN: 0743269888

The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

A Great Book on Budgeting: How to Make Yourself Save More and Spend Less

A Great Book on Budgeting: How to Make Yourself Save More and Spend Less
Author: Reatha Terney
Publisher:
Total Pages: 56
Release: 2021-05-21
Genre:
ISBN:

If you're new to budgeting, it's important to understand what a budget is and how it helps you examine what you earn and how you are spending that income. A budget is a financial plan that takes income and expenses into account and provides estimates for how much you make and spend over a given period. This book is designed to give you actionable solutions for the two most challenging money problems there are. 1. How to select a budget and customize/personalize it to fit YOU and YOUR lifestyle. 2. How to identify your spending cravings so you do not have to sacrifice the fun stuff. This book will give you three proven budget methodologies, and show you how to personalize the framework of the one you select to put you in complete control of your life. Forget daily spreadsheet tracking chores. Instead, it will show you how to transform your money management, and empower you to create the budget that suits you the best.

The Money Navigator

The Money Navigator
Author: Paul C. Bennett
Publisher:
Total Pages: 0
Release: 2017
Genre: BUSINESS & ECONOMICS
ISBN: 9781626344419

Navigate Your Way to Financial Freedom The road to financial well-being is complex. En route, you face an overwhelming variety of complicated choices--from deciding which job to take to determining how best to spend or save--that can impact your financial life in ways that are often difficult to predict. Author Paul Bennett knows there is no decision that is not connected to your financial well-being. With over twenty-five years of experience, as a CERTIFIED FINANCIAL PLANNER(TM) professional he also knows that navigating those decisions doesn't have to be so hard. The Money Navigator examines: - Key insights into human economic behavior - Reasons why investors make poor decisions - Why financial and insurance products are so misunderstood - How a Money Navigator--a full-scale CFP(R)--can help you invest well and manage your financial life with ease. ​With fresh insights and real-life examples backed up by in-depth research, each chapter of The Money Navigator offers you practical takeaways for you particular situation, whether you find yourself on the cusp of retirement, are already retired, or are facing a life transition. Bennett's expert navigation and advice propels you toward the life you always imagined and equips you with the tools to attain your goals.

But First, Save 10

But First, Save 10
Author: Sarah-Catherine Gutierrez
Publisher:
Total Pages: 264
Release: 2020
Genre: Business & Economics
ISBN: 9781944528171

Major financial mistakes no longer have to be a rite of passage for adulthood. But First, Save 10 casts aside self-judgment budgeting, demystifies common financial jargon, and teaches a simple approach designed to yield abundance and joy. Plan retirement on your own terms and buck that unfulfilling job or start your dream business-this system is your ticket to a life of true freedom, however you define it. With a pay yourself first cash management system combined with automation, you'll accomplish what prior generations have collectively failed to do: 1. Save (enough) and invest to retire;2. Create, fund, and retain an emergency fund;3. Save for future expenses that bring joy, security, and freedom;4. Pay down debt aggressively and use debt sparingly and responsibly;5. Design a life with low fixed overhead; and6. Enjoy spending the rest. Finally, we have a sustainable routine, adaptable for any income at any life point-a system that offers the power to design our futures and define our destinies.

Bank On Yourself

Bank On Yourself
Author: Pamela Yellen
Publisher: Vanguard
Total Pages: 258
Release: 2010-03-23
Genre: Business & Economics
ISBN: 0786745347

The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

The Modern Day Millionaire

The Modern Day Millionaire
Author: Mark Durrenberger
Publisher:
Total Pages: 216
Release: 2017-07-31
Genre:
ISBN: 9780997301120

Financial advice that works the way you do.Sure, you could save more for retirement by never going out to eat, spending your weekends clipping coupons, and buying everything you own from lawn sales, but is that really the life you want to live?Or, you could spend hours pouring over investment options, crunching the numbers on budget spreadsheets, and micromanaging each aspect of your financial life, but when, then, are you going to find the time to actually enjoy life?That isn¿t to say you should treat life like a never-ending string of luxury purchases that you justify with a ¿YOLO.¿A successful financial plan strikes a balance. Fortunately, the proliferation of the Internet - freeing much work from a set physical location - and the breakdown of information barriers across all walks of life, present opportunities for financial independence that would have been unimaginable even one generation ago.Unlike previous generations, you can choose what retirement and financial freedom look like to you.With this easy-to-read guide you will discover:¿ The single most important step to building wealth.¿ Achieving financial independence is closer than you think.¿ You can confidently negotiate a five-figure raise without confrontation or stress.¿ How to turn your passions into income.¿ Low-cost investing tips that will save you tens of thousands of dollars.¿ Why extreme budgeting fails, and what to do instead.¿ How to productively tune out the ¿noise¿ of modern life.Mark Durrenberger, CFP®, EA, has spent the bulk of his adult life studying personal finance. In addition to honing his expertise through years of professional study, he has significant first-hand experience helping hundreds of individuals, families and business owners - people just like you - achieve their financial goals.