Loan Sharks

Loan Sharks
Author: Charles R. Geisst
Publisher: Brookings Institution Press
Total Pages: 275
Release: 2017-04-04
Genre: Business & Economics
ISBN: 0815729014

Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.

Level 2: Sharks

Level 2: Sharks
Author: Izabella Hearn
Publisher: Pearson UK
Total Pages: 52
Release: 2019
Genre:
ISBN: 1292311797

The Will To Win

The Will To Win
Author: Robert Herjavec
Publisher: Harper Collins
Total Pages: 228
Release: 2013-04-23
Genre: Business & Economics
ISBN: 144340988X

In his bestselling business book Driven, Robert Herjavec, the co-star of CTV’s Shark Tank and former co-star of CBC’s Dragons’ Den, urged his readers to embrace risk, take control of their lives and stay true to their visions. Now, Herjavec pushes his readers even further toward greatness. Known for his honesty, integrity and powers of persuasion, Herjavec never fails to reach for the highest rung on the ladder. In The Will to Win, he shares some of his own secrets for greatness, whether it’s knowing when to be aggressive (and when not to be), when to talk and when to listen, or when and how to ask the right questions. And he reminds us that we all have the same 24 hours a day in which to maximize our future—it’s how we spend those hours that counts. Whether you are seeking to build the next big communications technology company, become the most respected teacher in your education system or make a lasting impact as an artist in your field, the most important decision you can make, according to Herjavec, is to reject mediocrity. Drawing on anecdotes from his own life and from the lives of celebrity friends such as Oprah, Georges St-Pierre and Celine Dion, he delivers valuable lessons that will guide readers to greater happiness and success.

Bear v. Shark

Bear v. Shark
Author: Chris Bachelder
Publisher: Simon and Schuster
Total Pages: 266
Release: 2002-02-19
Genre: Fiction
ISBN: 0743223705

So it's kind of like a parlor game, then?... The question is apparently of Ancient Eastern extraction.... It seems to be a gut thing. The answer just feels right and then you come up with reasons.... Given a relatively level playing field -- i.e., water deep enough so that a Shark could maneuver proficiently, but shallow enough so that a Bear could stand and operate with its characteristic dexterity -- who would win in a fight between a Bear and a Shark? In this brilliant satire of our media-saturated culture, the sovereign nation of Las Vegas -- the entertainment capital of the world -- is host to Bear v. Shark II. After a disappointing loss in the first matchup between the land and the sea, the bear is back with a vengeance and out for blood. All of America is obsessed with the upcoming spectacle, so tickets are hard to come by. With an essay entitled "Bear v. Shark: A Reason to Live," young Curtis Norman wins a national writing contest and four tickets to the event. The Normans load up their SUV and embark on a road trip to Vegas. As they head cross-country, the family is besieged by a dizzying barrage of voices: television and radio personalities, public service announcements, bear and shark pundits, Freudians, theologians, and self-published authors, in addition to the Bear v. Shark fanatics, cultists, and resisters they meet at roadside gas stations and restaurants. Overwhelmed by factoids, statistics, and ten-second debates, the Normans -- along with the rest of country -- can't seem to get their facts straight, much less figure out a way to actually communicate with one another. Sound bites and verbal tics predominate; misheard, misunderstood, and just plain mistaken information is absorbed, mangled, and regurgitated to hilarious effect; and the most inane subjects -- from the disappearance of Dutch culture to the Shakespearean bias toward the bear -- are vigorously and obsessively debated. These meaningless exchanges of misinformation leave Mr. Norman disenchanted, world-weary, and ambivalent about the impending show, but the family eventually makes it to Vegas for an apocalyptic and surprisingly emotional ending. Written in quick, commercial-like segments that mirror the media it satirizes, Chris Bachelder's debut is a fiercely funny, razor-sharp novel about the odd intersection of zealotry and trivia, about the barriers to human connection in a society that values entertainment above all else. Through a clever act of novelistic subterfuge, Bachelder makes us laugh at our penchant for absurd and useless information while drawing us into a dazzling spectacle of his own imagination.

Coconuts Kill More People Than Sharks

Coconuts Kill More People Than Sharks
Author: David Del Monté
Publisher: Author House
Total Pages: 192
Release: 2013-02-12
Genre: Fiction
ISBN: 1477215530

this collection of 22 stories are as thought-provoking as the title suggests. But they are also humorous, poignant and wide-ranging, with a strong narrative pull. Well written and always entertaining, they are an excellent display of the short story writer's art.

Why Pool Hustlers Win

Why Pool Hustlers Win
Author: Allan P. Sand
Publisher:
Total Pages: 165
Release: 2013-12-13
Genre: Pool (Game)
ISBN: 9781625052179

This book explains how pool hustlers use sharks to bend and break the idea of sportsmanship. Their tricks are exposed in detail - including specific instructions on how to respond. Some of these sharking tricks are amateur hour only - commonly seen among bar-bangers and teenage shooters. The sophisticated and slick tricks are also described. These are all meant to be mental distractions designed to help you lose games and money. To play competitive table billiards, it takes more than good pocketing and positioning skills. It takes a keen awareness of your opponent and his actions. If he is a hustler, this book gives you the tools to recognize and stop anything he does.