Housing Finance Policy in Emerging Markets

Housing Finance Policy in Emerging Markets
Author: Loic Chiquier
Publisher: World Bank Publications
Total Pages: 540
Release: 2009
Genre: Social Science
ISBN: 0821377515

Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Reforming America's Housing Finance Market

Reforming America's Housing Finance Market
Author: U. S. Department U.S. Department of the Treasury
Publisher: CreateSpace
Total Pages: 32
Release: 2015-05-12
Genre:
ISBN: 9781512164350

This paper lays out the Administration's plan to reform America's housing finance market to better serve families and function more safely in a world that has changed dramatically since its original pillars were put in place nearly eighty years ago. Our plan champions the belief that Americans should have choices in housing that make sense for them and for their families. This means rental options near good schools and good jobs. It means access to credit for those Americans who want to own their own home, which has helped millions of middle class families build wealth and achieve the American Dream. And it means a helping hand for lower-income Americans, who are burdened by the strain of high housing costs.

Mortgagee Review Board

Mortgagee Review Board
Author: United States. Department of Housing and Urban Development
Publisher:
Total Pages: 36
Release: 1992
Genre: Mortgage loans
ISBN:

The Book on VA Loans

The Book on VA Loans
Author: Chris Birk
Publisher:
Total Pages: 350
Release: 2020-02-18
Genre:
ISBN:

For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.

The White Coat Investor

The White Coat Investor
Author: James M. Dahle
Publisher: White Coat Investor LLC the
Total Pages: 160
Release: 2014-01
Genre: Business & Economics
ISBN: 9780991433100

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Avoid the Money Pit

Avoid the Money Pit
Author: Nicole Hamilton
Publisher: Createspace Independent Publishing Platform
Total Pages: 218
Release: 2018-01-22
Genre:
ISBN: 9781984009678

Is it possible to have complete confidence in all of your important financial decisions concerning your home? Over 80% of homeowners have most of their net worth in their homes, but less than a quarter feel confident that they will get a great financial outcome. That's crazy.This book empowers with the right tools at your fingertips to turn your home into the best investment it can be. - See the latest research on how homeowners achieve the best financial outcomes and the factors that have the potential to make homes great investments. - Get tools that clarify practically any home-related financial decision you need to make, saving you thousands of dollars and hours of time.- Stop relying on industry folks who have their own agendas and instead make independent, fully informed decisions based on facts and insider knowledge contained in this book. - Gain the peace of mind that comes from having a playbook for some of your most important and costly decisions in a format that's easy to understand and implement.Whether you're an aspiring home buyer or a seasoned homeowner, this game plan will put you in the best financial position possible, starting today."This is an empowering guide for potential and current homebuyers on how to access the most financial benefits from homeownership. Readers will be equipped with the building blocks for effective decision-making in the home buying process, from financing and appreciation, to cost of improvements and equity. Hamilton reconciles the emotional and practical aspects of buying a home, and highlights the positive benefits for homeowners and their community."- NAWRB, Women in the Housing and Real Estate Ecosystem, April 2018"