Banking and Financial Institutions

Banking and Financial Institutions
Author: Benton E. Gup
Publisher: John Wiley & Sons
Total Pages: 385
Release: 2011-06-01
Genre: Business & Economics
ISBN: 1118087488

A practical guide to the evolving world of banking and financial institutions Due to various factors, ranging from the global financial crisis that began in 2007 to new laws such as the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, banks and financial institutions have had to alter the way they operate. Understanding how these institutions function in the face of recent challenges is essential for anyone associated with them. That's why Professor Benton Gup has created Banking and Financial Institutions. Opening with a detailed discussion of the causes of the recent financial crisis, as well as a look at some lessons we can learn from it and other crises, this reliable resource quickly moves on to put modern banking in perspective. Filled with in-depth insights and expert advice, Banking and Financial Institutions examines the essential aspects of this discipline and shows you what it takes to make the most informed decisions possible, whether you're a bank director, investor, or borrower. Explains the economic role of financial intermediaries, including the financial institutions that bring borrowers and savers together Addresses how banks can hedge some of their interest rate and credit risks by using various types of derivatives contracts, options, and futures Analyzes the process of commercial and industrial (C&I) lending, from how banks make loans and the types of C&I loans to the role of collateral Allows you to evaluate a bank's financial statements and performance Explores payments systems, including cash, checks, credit cards, wire transfers, and other means of payment Rounding out this detailed banking guide is an informative chapter on Islamic banking written by Professor Mohamed Ariff of Bond University, as well as a chapter filled with tips for bank directors, borrowers, and investors contributed by John Harrison, the Superintendent of Banks, Alabama State Banking Department.

A Guide to the Financial Institutions

A Guide to the Financial Institutions
Author: C. Geisst
Publisher: Springer
Total Pages: 162
Release: 1993-03-26
Genre: Business & Economics
ISBN: 0230379079

An introductory survey of financial institutions in Britain and the United States. Discusses the structure and functions of commercial banks, building associations, investment banks, life insurance companies and pension funds, and American federal agencies. Also includes a chapter on the financial deregulation and events of the 1980s that helped create the current financial climate. Includes examples and tables throughout the text.

Guide to the Financial Institutions

Guide to the Financial Institutions
Author: Charles R. Geisst
Publisher: Springer
Total Pages: 138
Release: 1987-09-11
Genre: Business & Economics
ISBN: 1349188077

An introductory survey of financial institutions in Britain and the United States. Discusses the structure and functions of commercial banks, building associations, investment banks, life insurance companies and pension funds, and American federal agencies.

Market Players

Market Players
Author: Gail Rolland
Publisher: John Wiley & Sons
Total Pages: 369
Release: 2011-10-04
Genre: Business & Economics
ISBN: 1119990378

The global financial markets are not just driven by the big investment houses and fund managers. Along with these, private banks, insurance houses, hedge funds, sovereign wealth funds and a range of boutique investment managers, regional institutions and brokers of different sizes and nationalities all operate and interact to form the bedrock of the global financial infrastructure. Because of this, it is essential that practitioners and observers of the markets fully understand the linkages, objectives and functions of these institutions, and the new and dynamic environment they are working in. Market Players provides a complete roadmap to the institutions and intermediaries operating in today's global financial landscape, illustrating what they are, how they work, how they interact and importantly, their motivation. It explains the core financial market business of these institutions and considers how they have become the firms that we see today, providing readers with a clear understanding of which market sectors are likely to see the most involvement from the different types of institution and, importantly, why they are involved in these market areas. Key features include: a series of case studies looking at examples of some of these institutions including an explanation of the EIB and the UK agency UKFI. They also look at the financial crisis and the impact on AIG and Northern Rock, two institutions that clearly illustrate what can go wrong and how the other market players have to step in when this happens. an international perspective looking at representative institutions from Europe, Asia and North America, showing global similarities and differences. a Post Financial Crisis perspective on the structure of international banks in today's markets. coverage of the major players on both the buy and sell side of the market Written in plain English, Market Players is an accessible and much needed guide to financial institutions, equipping readers with the knowledge to better understand how the global financial markets really work.

Building Type Basics for Banks and Financial Institutions

Building Type Basics for Banks and Financial Institutions
Author: Homer Williams
Publisher: John Wiley & Sons
Total Pages: 244
Release: 2010-04-05
Genre: Architecture
ISBN: 0470278625

Essential information for the design of banks and financial institutions Building Type Basics for Banks and Financial Institutions is your one-stop reference for the essential information you need to confidently begin the design process and successfully complete the design for a bank or financial institution, large or small, on time and within budget. A renowned architect in the field shares his firsthand knowledge in order to guide architects, planners, engineers, and their clients through all aspects of the design of banking facilities. This comprehensive guide features a number of recently constructed and renovated banks—from small neighborhood branches to large headquarters. It highlights design issues as well as planning and zoning, office space versus customer space, and overall security. Building Type Basics for Banks and Financial Institutions begins with a basic overview of the history of banking and financial institutions, then explores the classic designs of the past along with the important considerations involved in building modern banks, including drive-up lanes, ATM facilities, and high-tech teller stations. This quick reference: Addresses key questions that arise when launching a banking facility design project Offers insight from an architect with more than forty years of experience in the design of more than one hundred banks Provides the best contemporary examples complete with photographs, diagrams, floor plans, sections, and details Not only does this book offer current, authoritative information, its comprehensive coverage and logical organization also save you countless hours of research. Building Type Basics books provide architects with the essentials needed to jump-start specialized facilities design. Each volume features leading experts in the field who address the issues that shape the early phases of a project in a convenient, easy-to-use format. HOMER L. WILLIAMS, D.ARCH, FAIA, is principal of Williams Spurgeon Kuhl & Freshnock Architects (WSKF) in North Kansas City, Missouri. He has more than four decades of experience in the design of more than one hundred bank and financial service projects. He is a past president of the National Council of Architectural Registration Boards (NCARB), and received his doctorate in architecture at the University of Hawaii.

Banking and Financial Institutions

Banking and Financial Institutions
Author: Benton E. Gup
Publisher: John Wiley & Sons
Total Pages: 379
Release: 2011-06-01
Genre: Business & Economics
ISBN: 1118087445

A practical guide to the evolving world of banking and financial institutions Due to various factors, ranging from the global financial crisis that began in 2007 to new laws such as the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, banks and financial institutions have had to alter the way they operate. Understanding how these institutions function in the face of recent challenges is essential for anyone associated with them. That's why Professor Benton Gup has created Banking and Financial Institutions. Opening with a detailed discussion of the causes of the recent financial crisis, as well as a look at some lessons we can learn from it and other crises, this reliable resource quickly moves on to put modern banking in perspective. Filled with in-depth insights and expert advice, Banking and Financial Institutions examines the essential aspects of this discipline and shows you what it takes to make the most informed decisions possible, whether you're a bank director, investor, or borrower. Explains the economic role of financial intermediaries, including the financial institutions that bring borrowers and savers together Addresses how banks can hedge some of their interest rate and credit risks by using various types of derivatives contracts, options, and futures Analyzes the process of commercial and industrial (C&I) lending, from how banks make loans and the types of C&I loans to the role of collateral Allows you to evaluate a bank's financial statements and performance Explores payments systems, including cash, checks, credit cards, wire transfers, and other means of payment Rounding out this detailed banking guide is an informative chapter on Islamic banking written by Professor Mohamed Ariff of Bond University, as well as a chapter filled with tips for bank directors, borrowers, and investors contributed by John Harrison, the Superintendent of Banks, Alabama State Banking Department.

How to Analyse Bank Financial Statements

How to Analyse Bank Financial Statements
Author: Thomas Padberg
Publisher: Harriman House Limited
Total Pages: 246
Release: 2017-01-30
Genre: Business & Economics
ISBN: 0857195182

The financial statements of banks differ very much from those of non-banks. The assets and liabilities are mostly financial based, and the equity ratio is far lower than the equity ratios of industrial companies. Banking supervision has a big influence on the financial statements too. Recent years have shown the risks which can evolve from banks, but normal instruments of financial statement analysis are not sufficient to analyse banks and locate these risks: different methods are needed. This book, by experienced bank analyst Thomas Padberg, provides analysts and investors with the tools to analyse bank financial statements, find problems in bank finances, and assess the risks of banks. Examples with real bank financial data are used to show readers the step-by-step methods to follow when looking at bank financial statements. The book covers: - The specific accounting rules that apply to banks - How to analyse bank segment reporting - The ratios to use when analysing bank financial statements - How to analyse bank profit and loss accounts - Equity analysis and stock analysis of banks This is an essential guide for all analysts and serious investors who need to analyse bank financial statements.

The Heretic's Guide to Global Finance

The Heretic's Guide to Global Finance
Author: Brett Scott
Publisher: Pluto Press
Total Pages: 0
Release: 2013-05-14
Genre: Business & Economics
ISBN: 9780745333519

Popular anger against bankers and financial speculators has never been greater, yet the practical workings of the system remain opaque to many people. The Heretic's Guide to Global Finance aims to bridge the gap between protest slogans and practical proposals for reform. As a stockbroker turned campaigner, Brett Scott has a unique understanding of life inside and outside the system. The Heretic's Guide to Global Finance is a practical handbook for campaigners, academics and students who wish to deepen their understanding of the inner workings of the financial sector. It shows how financial knowledge can be used to build effective social and environmental campaigns. Scott covers topics frequently overlooked, such as the cultural aspects of the financial sector, and considers major issues such as agricultural speculation, carbon markets and tar sands financing. The book shows how activists can use the internal dynamics of the sector to reform it and showcases the growing alternative finance movement.