Toxic Debt

Toxic Debt
Author: Josiah Rector
Publisher: UNC Press Books
Total Pages: 345
Release: 2022-02-17
Genre: History
ISBN: 1469665778

From the mid-nineteenth until the mid-twentieth century, environmentally unregulated industrial capitalism produced outsized environmental risks for poor and working-class Detroiters, made all the worse for African Americans by housing and job discrimination. Then as the auto industry abandoned Detroit, the banking and real estate industries turned those risks into disasters with predatory loans to African American homebuyers, and to an increasingly indebted city government. Following years of cuts in welfare assistance to poor families and a devastating subprime mortgage meltdown, the state of Michigan used municipal debt to justify suspending democracy in majority-Black cities. In Detroit and Flint, austerity policies imposed under emergency financial management deprived hundreds of thousands of people of clean water, with lethal consequences that most recently exacerbated the spread of COVID-19. Toxic Debt is not only a book about racism, capitalism, and the making of these environmental disasters. It is also a history of Detroit's environmental justice movement, which emerged from over a century of battles over public health in the city and involved radical auto workers, ecofeminists, and working-class women fighting for clean water. Linking the histories of urban political economy, the environment, and social movements, Toxic Debt lucidly narrates the story of debt, environmental disaster, and resistance in Detroit.

Beating the College Debt Trap

Beating the College Debt Trap
Author: Alex Chediak
Publisher: HarperChristian + ORM
Total Pages: 225
Release: 2015-12-29
Genre: Study Aids
ISBN: 0310337437

A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Genesis Financial Coach's Manual

Genesis Financial Coach's Manual
Author: Chad Durniak
Publisher: Elm Hill
Total Pages: 194
Release: 2018-12-18
Genre: Business & Economics
ISBN: 1595558942

Many people in our churches and communities struggle to pay their bills, put food on their table and find a way to pay down their debt. Some have very little financial resources at their disposal while others face severe financial circumstances. Regardless of their financial hardship, there is a new way to help these individuals and families get a fresh start with their finances and it can all begin with You!The Genesis Financial Coach’s Manual is a step by step guide through the Genesis Financial Program for mature Christians who desire to come along side and become Financial Coach’s to individuals and families who are struggling financially. It is packed with financial tools, techniques and strategies that are rooted in God’s word and specifically designed to help bring financial transformation to the financially underserved. Conveniently located in the Genesis Financial Coach’s Manual is the Genesis Financial Workbook. This workbook is what each client receives and works through with their Financial Coach. The Genesis Financial Program is personalized biblical financial counseling geared towards the poor, needy, homeless or soon to be homeless in our community. Financial Coach’s meet regularly with their clients in an individual or in a small group setting to develop and build a relationship that fosters true financial change. We believe that anyone, regardless of how little their resources, can learn how to manage their finances properly when they are given a fresh start to build on the right foundation. The Genesis Financial Coach’s Manual and the Genesis Financial Workbook do just that by providing the basics of God’s truth on money coupled with a simple financial plan that is easy to follow.Over a period of ten weeks, a client and their Financial Coach will work through the three main sections, each of which will challenge the client to grow spiritually and financially. They include:1. Me, Myself and God’s Money: Together, you will work through the first three chapters of the workbook learning foundational spiritual concepts that affect our understanding of God and money, our overall financial condition and how we make financial decisions. 2. Steps to Financial Stability: The Steps to Financial Stability will walk the client through a slow and steady process towards building a simple and easy to use financial plan that honors God3. The Road Ahead: The Road Ahead gives practical financial wisdom that will set the client up for financial success in the near and long term. Our hope is that no Christian faces their financial challenges alone. You can be that person who teaches, encourages and brings accountability to people in desperate financial need and it can all be done through the Genesis Financial Program and the Genesis Financial Coach’s Manual. For more information on the Genesis Financial Program, please visit www.alphastrategies.org.

Genesis Financial Workbook

Genesis Financial Workbook
Author: Chad Durniak
Publisher: Elm Hill
Total Pages: 151
Release: 2018-09-25
Genre: Education
ISBN: 1595541233

Anyone, regardless of how little their resources, can learn how to manage their finances properly when they are given a fresh start to build on the right foundation. The Genesis Financial Workbook does just that by providing the basics of God’s truth on money coupled with a simple financial plan that is easy to follow. Perfect for those brand new to managing their money or those facing severe financial challenges, The Genesis Financial Workbook is a great tool to help put Christ at the center of your finances. Over a period of ten weeks, you will work through the Workbook’s three sections, each of which will challenge you to grow spiritually and financially. They include:1. Me, Myself and God’s Money: Here, you will work through the first three chapters of the workbook learning foundational spiritual concepts that affect our understanding of God and money, our overall financial condition and how we make financial decisions. 2. Steps to Financial Stability: Along with your Financial Coach, the Steps to Financial Stability will walk you through a slow and steady process towards building a simple and easy to use financial plan that honors God3. The Road Ahead: The Road Ahead gives practical financial wisdom that will set you up for financial success in the near and long term. The Genesis Financial Workbook is the heart of our biblically based financial counseling process. But our hope is that no Christian faces their financial challenges alone. That is why the Genesis Financial Workbook is most effective when it is accompanied by a Financial Coach using the Genesis Financial Coaches Manual. Financial Coaches meet with you weekly as they go through each chapter teaching, encouraging, answering your financial questions and praying for you. For more information on Financial Coaches and the Genesis Financial Coaches Manual, please visit www.alphastrategies.org. The powerful combination of the Genesis Financial Workbook and a Financial Coach will help you overcome your financial challenges giving you a fresh start with your finances. The workbook is packed full of strategies, tips, activities and real world financial advice making it a perfect place to begin your financial journey with God.

Debt

Debt
Author: David Graeber
Publisher: Melville House
Total Pages: 709
Release: 2014-12-09
Genre: Business & Economics
ISBN: 1612194206

Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.

The Doctrine of Odious Debt in International Law

The Doctrine of Odious Debt in International Law
Author: Jeff King
Publisher: Cambridge University Press
Total Pages: 249
Release: 2016-05-26
Genre: Law
ISBN: 1316565254

According to the doctrine of odious debt, loans which are knowingly provided to subjugate or defraud the population of a debtor state are not legally binding against that state under international law. Breaking with widespread scepticism, this groundbreaking book reaffirms the original doctrine through a meticulous and definitive examination of state practice and legal history. It restates the doctrine by introducing a new classification of odious debts and defines 'odiousness' by reference to the current, much more determinate and litigated framework of existing public international law. Acknowledging that much of sovereign debt is now governed by the private law of New York and England, Jeff King explores how 'odious debts' in international law should also be regarded as contrary to public policy in private law. This book is essential reading for practising lawyers, scholars, and development and human rights workers.

Fool's Gold

Fool's Gold
Author: Gillian Tett
Publisher:
Total Pages: 0
Release: 2010
Genre: Bank failures
ISBN: 9780349121895

Award-winning journalist and social anthropologist Gillian Tett takes us inside the shadowy world of complex finance and derivatives and explains how the business of slicing and dicing debt led us to the devastating global credit crunch.

Bad Paper

Bad Paper
Author: Jake Halpern
Publisher: Macmillan + ORM
Total Pages: 193
Release: 2014-10-14
Genre: True Crime
ISBN: 0374711240

The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

The Public Debt

The Public Debt
Author: Laurits Vilhelm Birck
Publisher:
Total Pages: 318
Release: 1927
Genre: Debts, Public
ISBN: