Fq Upgrade Your Financial Literacy Quotient
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Author | : Sanjay Matai |
Publisher | : Sanjay Matai |
Total Pages | : 149 |
Release | : |
Genre | : |
ISBN | : |
There’s no denying the importance of knowledge in today’s information age. There’s no denying the importance of money in today’s consumption age. The days of limited and assured-return investment options are history. The future belongs to the multitude but market-linked investment opportunities. You are very well aware that you need three things to grow a plant. Consumption too has seen a phenomenal explosion. Not only do we see many new models or varieties within the existing product range, but also innovative products coming into the markets quite regularly. Availability of finance also has not lagged behind. Getting loans at your door-step may appear normal to the today’s younger generation. However, their parents only know how impossible it was to get credit from banks to finance their need and desires. In fact, debt was not only unheard of but also a sacrilege. Today the attitudes have changed so much that borrowing money is considered quite normal. This whole host of investment, borrowing and spending avenues have turned the world of personal finance into a virtual mine-field. One right move and you could multiply your money. But one wrong move and you could end-up in a deep financial mess. Therefore, knowledge has become critical to both successful wealth creation and its management.In addition to IQ (Intelligence Quotient) and EQ (Emotional Quotient), you need to work upon your FQ (Financial Quotient) too. In this book I have covered many areas of your personal finance and endeavoured to present them in a unique and interesting manner. The essays have been divided into five categories viz. * Emotions – acquire mastery over emotional aspects * Elementary – it’s all about getting the basics right * Entertainment – learn with a bit of fun element * Education – discern new insights/insights into new products * Enquiry – get answers to some of your everyday queries I am quite hopeful that each of the articles would add value and improve your Financial Quotient, thereby making you more adept and financially savvy.
Author | : Rane A. Panaligan CPA |
Publisher | : Trafford Publishing |
Total Pages | : 131 |
Release | : 2015-05-25 |
Genre | : Business & Economics |
ISBN | : 1490738525 |
The Path of Entrepreneurial Mind WARNING! This book contains highly motivational wealth building instructions that could drastically affect your sleeping habits. The result of the following enclosed principles and concepts will greatly increase your income. With increased income comes the elimination of debts and worries of how to properly invest your excess money. The author of this book assumes no responsibility for any nervous breakdown caused by over abundant wealth. This book will... * Teach you the principles that govern wealth building * Reveal the secrets of the world's self-made billionaires * Help you to become an effective entrepreneur * Guide you on how to earn your first million * Lead you to exponential income * Direct you to time freedom * Enhance your networth and selfworth * Enlighten you to become a servant leader * Inspire you to know the purpose and meaning of life ...and much more. "Some books are to be tasted, others to be swallowed, and some to be chewed and digested" - Francis Bacon This book is to be digested! www.lawofleverage.net www.facebook.com/lawofleverage
Author | : Dwayne Anderson |
Publisher | : Estalontech |
Total Pages | : 261 |
Release | : 2018-10-28 |
Genre | : Business & Economics |
ISBN | : 8829538779 |
" The illiterate of the future are not those who can't read or write but those who cannot learn, unlearn, and relearn." - quote by Alvin Toffler What clearly he meant is that we need to learn and unlearn as we continue to stay updated with what that works and those that no longer works Much has changed since the baby boomers days ,including the path of staying ahead amid today's age of disruptive technologies prompting creative thinking and more on ideation output To succeed from now , one must learn to accept the constant change to adaptation – continually unlearning old 'rules' and relearning new ones. That requires continually questioning assumptions about how things has changed , non-valid old paradigms, and 'relearning' what is now relevant to pursue in acquiring your wealth. This book is filled with excellent ideas and concepts of daily struggle to understand money science, It emphasize on how every salaried person need to struggle each day trying to recover his daily expenditure and living his life facing such rat race will just keep all these people locked down with each day only looking for ways and means to earn money .. the struggle pushes on There is a lot here in this book that can help an individual move toward financial freedom through understanding money and the mindset required to become wealthy, of which means you need to know what it is that separates the wealthy from the Not-so wealthy. What you need to know and identify with is what principles and what behaviour the rich have , and that you need to relearn . Some of which , you have not taken action to unlearn yet ,to stay current and getting ahead " Happiness that Money brings cannot last " , With Money , People cannot necessarily materialize everything , However without money many things cannot be accomplished nor done Accumulation of wealth with the pleasure to have comfort , luxuries , reputable status , financial influence, freedom and popularity are what money usually can help to achieve , its provides a centralized role in our lives , at a general necessity stage level as it helps to clothe and feed us ,to put a nice accommodation for stay and pay the bills. Money may not be everything, they may not even guarantee a happy life, but they are a pretty good basis to learn how to build happiness on ... for now I highly recommend this book to anyone who'd like to ignore the fluff available on the Internet and take action now. Now that being said, this book assumes you know about the basics like Cash Flow, budgeting, etc. It doesn't talk about investment mediums like stock market, bond, etc. And the best part is that unlike many books, this book tells you not to lead a frugal life
Author | : Cindy Yu |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 214 |
Release | : 2017-05-18 |
Genre | : |
ISBN | : 9781546653578 |
This book is the first 3 levels of 4-level FQ4WiseKids series and the 4th level is the 2nd book of the FQ4WiseKids subseries. In a growingly complex economic environment, people needs to develop financial intelligence in many ways. The best way to find an answer is by asking the right question. In the current market, there lacks a comprehensive book with organized knowledge for the daily financial needs in American life. The book meets the demand with a simple and clear Q&A structure. With its eleven subjects in two volumes, it helps people to clarify their needs and feed them with answers right away. All the answers are in layman's language to make it an easy and quick read. It shares with the readers the daily needs like mobile phones, credit cards, taxes, loans, to uncommon endeavors like entrepreneurship, finance, investment, insurance, and so on. Its seemingly small talk formats are perfect navigators for people coming to visit or live and try to find their way in all financial matters of the United States.
Author | : DAVID NAIR |
Publisher | : Notion Press |
Total Pages | : 186 |
Release | : 2021-01-06 |
Genre | : Self-Help |
ISBN | : 163633671X |
This is a Self-Help book. Its primary thrust is to create an awareness that Personal Success is only possible when the individual is wired for Success. What do we mean by that? The person needs to be in congruent with the universe. Working hard is not the prime answer to success. It is through internalizing Personal Excellence, (PE) and being in sync with the universe, allowing for the outcomes to be manifested. In this book, we walk the reader through the process of explaining that they need to accept the fact that they will have to change. They will have to raise their standard and that they will be functioning at a Peak State. Its only when this shift happens will transformation and breakthroughs materialize, thereby manifesting their outcomes. This is achieved only when they have a mindset shift. I extend it to include a heart set and soul set shift. To scale their mindset up, we expose them to various rituals and pattern shifts. and definitive habit changes. The above will not happen if this book is treated a leisure reading novel. At the start of the book we make mention this book is like a companion to them for the next 90 days. They are to read it as a Self Help book with work exercise and practices that they go through for Self Mastery. The ultimate intent is to learn how to use this hidden power of their Body, Mind and Soul ( BMS ) properly and unleash the magic within each of them, such that they could reflect on their life to see the journey and be proud of the trail blazer of a life they have left behind. A legacy “Your life of Significance”.
Author | : Dave Ramsey |
Publisher | : Lampo |
Total Pages | : 268 |
Release | : 2002-01-01 |
Genre | : Business & Economics |
ISBN | : 9780963571236 |
Dave Ramsey explains those scriptural guidelines for handling money.
Author | : Keith E. Stanovich |
Publisher | : MIT Press |
Total Pages | : 479 |
Release | : 2016-09-30 |
Genre | : Psychology |
ISBN | : 0262034840 |
How to assess critical aspects of cognitive functioning that are not measured by IQ tests: rational thinking skills. Why are we surprised when smart people act foolishly? Smart people do foolish things all the time. Misjudgments and bad decisions by highly educated bankers and money managers, for example, brought us the financial crisis of 2008. Smart people do foolish things because intelligence is not the same as the capacity for rational thinking. The Rationality Quotient explains that these two traits, often (and incorrectly) thought of as one, refer to different cognitive functions. The standard IQ test, the authors argue, doesn't measure any of the broad components of rationality—adaptive responding, good judgment, and good decision making. The authors show that rational thinking, like intelligence, is a measurable cognitive competence. Drawing on theoretical work and empirical research from the last two decades, they present the first prototype for an assessment of rational thinking analogous to the IQ test: the CART (Comprehensive Assessment of Rational Thinking). The authors describe the theoretical underpinnings of the CART, distinguishing the algorithmic mind from the reflective mind. They discuss the logic of the tasks used to measure cognitive biases, and they develop a unique typology of thinking errors. The Rationality Quotient explains the components of rational thought assessed by the CART, including probabilistic and scientific reasoning; the avoidance of “miserly” information processing; and the knowledge structures needed for rational thinking. Finally, the authors discuss studies of the CART and the social and practical implications of such a test. An appendix offers sample items from the test.
Author | : Greg McFarlane |
Publisher | : Greg McFarlane Betty Kincaid |
Total Pages | : 320 |
Release | : 2010-06 |
Genre | : Business & Economics |
ISBN | : 1936107880 |
"A 14% credit card rate! What a deal!" "Where it says 'adjustable' here on my mortgage - that means 'fixed', right?" "Work until I retire, then collect Social Security. That's my wealth plan." If you've ever wondered how your money works, where it goes or how it grows, stop wondering. "Control Your Cash: Making Money Make Sense" deconstructs personal finance so that everyone but the hopelessly inept can understand it. Inside the book, you'll learn: [ how to get your bank accounts, credit cards and other financial instruments to work for you, and not the other way around [ the right way to buy a car (i.e. with the salesman cursing your name as you drive away) [ where and how to invest, and what all those symbols, charts and graphs mean [ how to turn expenses into income, and stop living paycheck-to-paycheck [ whom the tax system is stacked against (hint: it's most of us) and how to use that to your advantage [ the very key to wealth itself. In fact, the authors thought it was so important they put it on the cover so you can read it even if you're too cheap to buy the book: Buy assets, sell liabilities. Finally, a book that explains personal finance not only in layman's terms, but in detail. If you can read, and have any capacity for self-discipline, invest a few bucks in "Control Your Cash" now and reap big financial rewards for the rest of your life.
Author | : Aswath Damodaran |
Publisher | : John Wiley & Sons |
Total Pages | : 663 |
Release | : 2014-10-27 |
Genre | : Business & Economics |
ISBN | : 1118808932 |
Aswath Damodaran, distinguished author, Professor of Finance, and David Margolis, Teaching Fellow at the NYU Stern School of Business, has delivered the newest edition of Applied Corporate Finance. This readable text provides the practical advice students and practitioners need rather than a sole concentration on debate theory, assumptions, or models. Like no other text of its kind, Applied Corporate Finance, 4th Edition applies corporate finance to real companies. It now contains six real-world core companies to study and follow. Business decisions are classified for students into three groups: investment, financing, and dividend decisions.
Author | : Jody L. Maanum |
Publisher | : Corwin Press |
Total Pages | : 257 |
Release | : 2009-03-26 |
Genre | : Education |
ISBN | : 1412971373 |
Provides information on disability categories, the referral and placement process, teaching strategies, and behavioral adaptations to the curriculum.