Financial Inclusion Among Slum Dwellers With Special Reference To Pradhan Mantri Jan Dhan Yojana In Bangalore City
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Author | : Dr. DIVYA.U |
Publisher | : Archers & Elevators Publishing House |
Total Pages | : 125 |
Release | : |
Genre | : Antiques & Collectibles |
ISBN | : 8119385284 |
Author | : C. K. Mathew, Sr. |
Publisher | : |
Total Pages | : 113 |
Release | : 2016-03-12 |
Genre | : |
ISBN | : 9788188816989 |
The Public Affairs Index (PAI) is an attempt to bring together the states of the country which are culturally, economically and socially diverse, into a common data-driven framework, to facilitate an interstate comparison. A well-framed methodology backed by statistical data from government sources, have been included in the study to provide insights into the subject. While we acknowledge that this task is subjective and opinions may vary, PAI has adopted the best possible method which in our view maximises the opportunities to accommodate the variations among states and minimises any bias.
Author | : |
Publisher | : World Bank Publications |
Total Pages | : 192 |
Release | : 2011-01-01 |
Genre | : Social Science |
ISBN | : 0821387332 |
Despite India’s record of rapid economic growth and poverty reduction over recent decades, rising inequality in the country has been a subject of concern among policy makers, academics, and activists alike. Poverty and Social Exclusion in India focuses on social exclusion, which has its roots in India’s historical divisions along lines of caste, tribe, and the excluded sex, that is, women. These inequalities are more structural in nature and have kept entire groups trapped, unable to take advantage of opportunities that economic growth offers. Culturally rooted systems perpetuate inequality, and, rather than a culture of poverty that afflicts disadvantaged groups, it is, in fact, these inequality traps that prevent these groups from breaking out. Combining rigorous quantitative research with a discussion of these underlying processes, this book finds that exclusion can be explained by inequality in opportunities, inequality in access to markets, and inequality in voice and agency. This report will be of interest to policy makers, development practitioners, social scientists, and academics working to foster equality in India.
Author | : Kumar, Neha |
Publisher | : Intl Food Policy Res Inst |
Total Pages | : 53 |
Release | : 2018-08-22 |
Genre | : Political Science |
ISBN | : |
Women’s self-help groups (SHGs) have increasingly been used as a vehicle for social, political, and economic empowerment as well as a platform for service delivery. Although a growing body of literature shows evidence of positive impacts of SHGs on various measures of empowerment, our understanding of ways in which SHGs improve awareness and use of public services is limited. To fill this knowledge gap, this paper first examines how SHG membership is associated with political participation, awareness, and use of government entitlement schemes. It further examines the effect of SHG membership on various measures of social networks and mobility. Using data collected in 2015 across five Indian states and matching methods to correct for endogeneity of SHG membership, we find that SHG members are more politically engaged. We also find that SHG members are not only more likely to know of certain public entitlements than non-members, they are significantly more likely to avail of a greater number of public entitlement schemes. Additionally, SHG members have wider social networks and greater mobility as compared to non-members. Our results suggest that SHGs have the potential to increase their members’ ability to hold public entities accountable and demand what is rightfully theirs. An important insight, however, is that the SHGs themselves cannot be expected to increase knowledge of public entitlement schemes in absence of a deliberate effort to do so by an external agency.
Author | : Isabelle Guérin |
Publisher | : Routledge |
Total Pages | : 337 |
Release | : 2013-10-15 |
Genre | : Business & Economics |
ISBN | : 1135047596 |
Although microcredit programmes have long been considered efficient development tools, many forms of debt-induced distress have emerged in their wake. This has brought to light the problem of over-indebtedness, a topic which has been previously underexplored in the literature. This new book, from a group of leading scholars, explores the manifestations, scale, and economic and social implications of household over-indebtedness in areas conventionally considered as financially excluded. The book approaches debt not only as a financial transaction, but also as a form of social bond, and offers a socioeconomic analysis of over-indebtedness. The volume puts forward a broad definition of over-indebtedness, highlighting its situational and semantic complexity and diversity. It provides a close analysis of local conceptions of debt and over-indebtedness, highlighting frameworks of calculation and the constant renegotiation of their boundaries. On top of this, it looks far beyond microcredit to examine all the financial practices that individuals juggle. The volume argues that over-indebtedness has more to do with social inequalities than financial illiteracy, and should therefore be understood in the light of global trends of financialization. It also reveals the ambiguity of "financial inclusion" policies, and in many respects questions the actions of new credit providers. This book will be valuable reading for students, researchers and policy makers interested in microfinance and development issues.
Author | : Aparna Samudra |
Publisher | : Mahi publication |
Total Pages | : 120 |
Release | : 2022-02-21 |
Genre | : Business & Economics |
ISBN | : 9391556116 |
On the path of achieving inclusive growth and adhering to the Sustainable Development Goals 2030, which envisages inclusive and sustainable economic growth and decent work for all, the ground-level situation of this huge section of the informal sector in India needs to be mainstreamed into the economic policies. Studies estimate that 11% per cent of the urban workforce in India is engaged in street vending. The problems faced by these sellers are unique, as they struggle not only to make their ends meet by selling on the streets facing all vagaries of the whether but also many times are at the receiving end of the civic bodies and law enforcement agencies. The government in India has taken commendable initiatives to bring this informal sector into the formal financial sector through its financial inclusion. Pradhan Mantri Jan Dhan Yojana, the flagship financial inclusion scheme started by the Government in 2014 aims at assuring financial access to everyone without a bank account. The drive of financial inclusion does not stop just at opening an account but also aims to facilitate access to credit and micro insurance. This book will be good and resourceful reading for anyone interested to know about the global, national and regional status of the financial inclusion of street vendors and would initiate further discussions on the subject through the in-depth analysis of various critical issues covered in this book.
Author | : Tara S. Nair |
Publisher | : Oxford University Press, USA |
Total Pages | : 168 |
Release | : 2015 |
Genre | : Business & Economics |
ISBN | : 9780199458295 |
Inclusive Finance India Report 2014 presents in-depth research and analysis on financial inclusion with evidence on the decisive shift in the positioning of microfinance within the financial system of India. Following up on Microfinance State of the Sector Report 2013 by the authors, this year's report focuses on recent developments in inclusive financing and efforts by governments and banks in extending financial services to the unbanked and underbanked regions and populations. The report tracks the progress of financial inclusion initiatives across institutional structures and delivery models, including the main microfinance channels. It contributes to an understanding of the complexities of the financial inclusion process, reviews policy development on inclusive finance, and highlights key challenges and opportunities for diverse stakeholders. A comprehensive reference on annual trends and progress of financial inclusion and the microfinance sector, the report synthesizes data and inputs from the Reserve Bank of India, NABARD, Ministry of Finance, banks, apex financial institutions, technology services providers, sector experts, and resource agencies. It serves to provide a perspective on the practice of financial inclusion in India as well as informing the policy formulation process.
Author | : Publications Division |
Publisher | : Publications Division Ministry of Information & Broadcasting |
Total Pages | : 939 |
Release | : 2020-02-20 |
Genre | : Reference |
ISBN | : 8123032749 |
India 2020 - A Reference Annual is a comprehensive digest of the country's progress in different fields.The book deals with all aspectsof development - from rural to urban, industry to infrastructure, science and technology to art and culture, economy, health, defence to education and mass communication. The sections on general knowledge, current affairs, sports and important events, are a must read for comprehensive understanding of these fields.
Author | : Shyama V. Ramani |
Publisher | : Taylor & Francis |
Total Pages | : 203 |
Release | : 2022-06-16 |
Genre | : Business & Economics |
ISBN | : 1000587665 |
This book explores Sustainable Development Goal (SDG) 11, providing insights into viable pathways and policy designs for a transition towards sustainable, inclusive and resilient cities. The volume discusses existing scientific literature on SDG 11 and provides conceptual frameworks relating to systemic transitions, sectoral transitions and behavioural transitions for overcoming challenges related to governance and implementation. Through detailed case studies from cities and settlements, in Europe, Middle East and Asia, it showcases the dynamic processes involved in urban transformations. Drawing from these comparative analyses, the book provides robust frameworks and tools for better solutions and viable pathways to achieve SDG targets in diverse urban settings. Rich in empirical data, this book will be useful for scholars and researchers of development studies, environment studies, urban studies, urban sociology, political economy, political studies, public policy and sociology. It will also be useful for policy makers, professionals, non-governmental organisations (NGOs) and think tanks working in the area of sustainable development and urban planning.
Author | : Chosein Yamahata |
Publisher | : Springer Nature |
Total Pages | : 455 |
Release | : 2021-01-02 |
Genre | : Social Science |
ISBN | : 9811596166 |
“This book focuses on the different challenges and opportunities for social transformation in India, Myanmar and Thailand, by centering communities and individuals as the main drivers of change. In doing so, it includes discussions on a wide array of issues including women’s empowerment and political participation, ethno-religious tensions, plurilingualism, education reform, community-based healthcare, climate change, disaster management, ecological systems, and vulnerability reduction. Two core foundations are introduced for ensuring broader transformations. The first is the academic diplomacy project – a framework for an engaged academic enquiry focusing on causative, curative, transformative, and promotive factors. The second is a community driven collective struggle that serves as a grassroots possibility to facilitate positive social transformation by using locally available resources and enabling the participation of the resident population. As a whole, the book conveys the importance of a diversification of engagement at the grassroots level to strengthen the capacity of individuals as decisive stakeholders, where the process of social transformation makes communities more interconnected, interdependent, multicultural and vital in building an inclusive society.”