Medical Malpractice

Medical Malpractice
Author: United States. General Accounting Office
Publisher:
Total Pages: 20
Release: 1997
Genre:
ISBN:

Federally funded community and migrant health centers, which provide health care to more than 9 million people regardless of their ability to pay, are facing growing patient caseloads and increasing financial pressures. As a result, Congress gave these 716 centers an opportunity to reduce or eliminate their spending for private malpractice insurance--estimated at $50 million in 1994. By offering Federal Tort Claims Act (FTCA) coverage to these centers, the federal government has agreed to assume responsibility for malpractice claims against covered centers. Malpractice coverage provided by FTCA differs in many ways from that offered by private insurers. One of the significant differences is the lack of a monetary cap on liability coverage, which could play a significant role in determining the federal government's ultimate cost of providing FTCA coverage to community and migrant health centers. As more centers rely on FTCA for malpractice coverage, the federal government's potential liability will increase as will the need for risk management. The growth in FTCA coverage offers both the challenge of a greater federal liability to manage and a new opportunity to help community and migrant health centers improve the quality of their care.

Medical Malpractice

Medical Malpractice
Author: United States. General Accounting Office
Publisher:
Total Pages: 20
Release: 1991
Genre: Malpractice
ISBN:

Medical Malpractice

Medical Malpractice
Author: United States. General Accounting Office
Publisher:
Total Pages: 64
Release: 1993
Genre: Federal aid to community health services
ISBN:

Medical Malpractice

Medical Malpractice
Author: United States. General Accounting Office
Publisher:
Total Pages: 60
Release: 1993
Genre: Federal aid to community health services
ISBN:

With support from the federal government, more than 500 community and migrant health centers provide health care for about six million people who live in areas with a shortage of doctors and other health care providers. Under the Federally Supported Health Centers Assistance Act of 1992, the government will--for a three-year period that began in January 1993--assume responsibility for malpractice claims filed against these facilities. Grantee centers could save as much as $55 million in insurance costs during that period. The tab for the government could be as much as $27 million--about $19 million in claim payments and about $8 million in contingency margins. Because of possible time lags between when an injury occurs and when a claim is filed and paid, the government could take 10 years or longer to pay for all the compensable injuries that occur at the medical centers. Therefore, the government's estimated costs for claim payments could total about $27 million, $30 million, and $33 million for coverage years 1993-95, respectively. Claims, however, would be paid through the year 2006. It could cost the government more money over time to resolve the grantees' malpractice claims under this arrangement than if private insurance coverage had continued. Because the act provides unlimited dollar coverage for each claim filed and paid--as opposed to private insurance, which sets dollar coverage limits--losses could be about 50-percent greater. In addition, the act makes the government liable for injuries that private sector insurers would not have been liable for.

Medical Malpractice

Medical Malpractice
Author: U S Government Accountability Office (G
Publisher: BiblioGov
Total Pages: 22
Release: 2013-06
Genre:
ISBN: 9781289103477

Pursuant to a congressional request, GAO provided information on critical data elements needed to assess alternative ways of providing medical malpractice insurance coverage to community and migrant health care centers providing services to vulnerable and disadvantaged populations. GAO found that: (1) available malpractice claims data did not provide an adequate basis to assess insurance alternatives, due to incomplete, outdated, and limited data; (2) if center physicians had more favorable claims experience, proportionately lower malpractice insurance costs could be indicated; (3) in actuarial terms, the total number of physicians was small, making it important to maximize data adequacy by maximizing the number of centers from which data are obtained; and (4) actuaries believed that critical data needed to test assumptions included the number of physicians and other health care providers covered by the centers', or their own, malpractice insurance and the associated number of claims and the dollar amount of claims of the centers over at least the past 5 years.