Factors Determining Access To Credit Facilities For Farmers In Cherangany Constituency In Trans Nzoia County
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Author | : Isaac Mbugua |
Publisher | : GRIN Verlag |
Total Pages | : 61 |
Release | : 2018-05-18 |
Genre | : Business & Economics |
ISBN | : 3668706875 |
Master's Thesis from the year 2013 in the subject Business economics - Investment and Finance, , course: Master of Business Adminstration-Finance, language: English, abstract: It has been postulated that access to credit for farmers has been influenced by a number of factors. It is presumed that there exists a relationship between agriculture productivity and poverty alleviation, and hence the critical need to address inadequate credit facilities in rural areas that are a key constraint to farmers’ investments. Given that the major economic function of financial institutions include addressing the restraints imposed by inadequate access to financial services; it is argued that these institutions are well positioned to dealing with these financial constrains among which include access to credit. Literature review in chapter two revealed that access to credit was a challenge facing farmers in various parts of the globe. Studies indicated that a significant proportion of challenges in the farming industry could be alleviated through the provision of sustainable and easily accessible credit. For this study, data was gathered using questionnaires and was analyzed using Ms-Excel and presented using elementary statistical techniques such frequency tables and charts. After analyzing the findings, the researcher drew conclusions and made recommendations. Areas for further studies were identified as well. Research established that collateral, basic loan requirements and interest rates on loans are key determinants to farmer’s access to credit, deficiency in any of the above factors hindered farmers from getting credit. After assessing the findings of the study, the researcher made recommendations aimed at improving and making it easy for farmers to access credit, e.g. coming up with loan products specifically tailored for farmers and opening of rural branches by financial institutions to bring services closer to farmers.
Author | : |
Publisher | : |
Total Pages | : 96 |
Release | : 2012 |
Genre | : |
ISBN | : 9789966957689 |
Author | : |
Publisher | : |
Total Pages | : 552 |
Release | : 2010 |
Genre | : Demographic statistics |
ISBN | : |
Author | : Wangũhũ Ng'ang'a |
Publisher | : |
Total Pages | : 906 |
Release | : 2006 |
Genre | : Ethnic groups |
ISBN | : |
Author | : Fred Otieno |
Publisher | : |
Total Pages | : 307 |
Release | : 2015 |
Genre | : Elections |
ISBN | : 9789966191267 |
Author | : United Nations Environment Programme |
Publisher | : United Nations Envir Programme |
Total Pages | : 160 |
Release | : 2009 |
Genre | : Political Science |
ISBN | : 9789280729955 |
This newest in a suite of the United Nations Environment Programme's (UNEP) Atlases have inspired decision-makers to action through the power of photographs. This Atlas does two unique things: it assesses Kenya's progress towards its own goals of improving the environment to achieve development goals, and delivers a stunning bird's-eye view of environmental change through the use of paired satellite images taken years apart. The Atlas will serve as an important educational tool to improve local, national and international knowledge about environmental change in Kenya and to stimulate action at all levels to protect the rich resources that are the base of its culture, economy, and human well-being.
Author | : Phoebe Akinyi-Dar Nyawalo |
Publisher | : |
Total Pages | : 253 |
Release | : 2011 |
Genre | : Elections |
ISBN | : 9789966156419 |
Author | : André Bationo |
Publisher | : CIAT |
Total Pages | : 632 |
Release | : 2004 |
Genre | : Nutrient cycles |
ISBN | : 9966240756 |
Author | : Muhammad Farooq |
Publisher | : Springer |
Total Pages | : 574 |
Release | : 2017-01-05 |
Genre | : Technology & Engineering |
ISBN | : 3319479288 |
This book is a ready reference on recent innovations in dryland agriculture and reinforces the understanding for its utilization to develop environmentally sustainable and profitable food production systems. It covers the basic concepts and history, components and elements, breeding and modelling efforts, and potential benefits, experiences, challenges and innovations relevant to agriculture in dryland areas around world.
Author | : Charles Nhemachena and Rashid Hassan |
Publisher | : Intl Food Policy Res Inst |
Total Pages | : 40 |
Release | : |
Genre | : Social Science |
ISBN | : |