How the Other Half Banks

How the Other Half Banks
Author: Mehrsa Baradaran
Publisher: Harvard University Press
Total Pages: 337
Release: 2015-10-06
Genre: Business & Economics
ISBN: 0674495446

The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect

Prejudice, Racism, Exclusion and Exploitation

Prejudice, Racism, Exclusion and Exploitation
Author: Andy Sibbald
Publisher: Independently Published
Total Pages: 170
Release: 2020-06-29
Genre:
ISBN:

As our economy changes and more workers are displaced by technology, the middle class is shrinking and the future is bright for an ever-decreasing number of people. With this comes less hope, and contempt for political and economic systems that are clearly not working. As many people seek economic solutions and change, they support right-wing politicians who have economic ideas, but who often bring racism, intolerance, blaming and a license for violent divisive rhetoric with them. Canada finds itself in a precarious position and we must search for solutions within a diverse, inclusive society.

Social Exclusion

Social Exclusion
Author: David S. Byrne
Publisher:
Total Pages: 158
Release: 1999
Genre: Social Science
ISBN: 9780335199747

* What does the term 'social exclusion' mean and who are the 'socially excluded'? * Why has there been such a significant increase in 'social exclusion'? * How can we attempt to tackle this and the problems associated with it? 'Social exclusion' is the buzz phrase for the complex range of social problems which derive from the substantial increase in social inequality in Western societies. This timely and engaging volume examines these problems in societies where manufacturing industry is no longer the main basis for employment and the universal welfare states established after the Second World War are under attack. It reviews theories of social exclusion, including the Christian democratic and social democratic assertions of solidarity with which the term originated, Marxist accounts of the recreation of the reserve army of labour, and neo-liberal assertions of the sovereignty of the market in which the blame for exclusion is assigned to the excluded themselves. Drawing on a wide variety of empirical evidence, the author concludes that the origins of social exclusion lie with the creation of a new post-industrial order founded on the exploitation of low paid workers within Western capitalism, and that social policies have actually helped to create an unequal social order as opposed to simply reacting to economic forces. This controversial but accessible text will be essential reading for undergraduate courses on social exclusion within sociology, politics, economics, geography and social policy, as well as students on professional courses and practitioners in social work, community work, urban planning and management, health and housing.

The Labouring Poor

The Labouring Poor
Author: Jan Breman
Publisher:
Total Pages: 336
Release: 2003
Genre: Poor
ISBN: 9780195663570

With special reference to Gujarat, India.

Social Exclusion

Social Exclusion
Author: David S. Byrne
Publisher:
Total Pages: 184
Release: 1999
Genre: Political Science
ISBN:

Drawing on a wide variety of empirical evidence, the author concludes that the origins of social exclusion lie with the creation of a new post-industrial order founded on the exploitation of low paid workers within western capitalism, and that social policies have actually helped to create an unequal social order as opposed to simply reacting to economic forces.

On Social Closure

On Social Closure
Author: Jürgen Mackert
Publisher: Oxford University Press
Total Pages: 385
Release: 2024-10-25
Genre: Social Science
ISBN: 0197781705

On Social Closure reinvigorates the idea of social closure as a basic sociological concept for understanding the strategies powerful groups use to improve their life chances at the expense of the less powerful. Jürgen Mackert provides sociological tools for analysing three critical forms of closure in the world today: exclusion in the context of neoliberalism; exploitation within global capitalism; and elimination in the ongoing legacy of settler colonialism, thereby transcending Eurocentric analyses. Mackert puts forward a mechanism-based explanatory approach identifies two critical social mechanisms that operate in various kinds of social closure struggles. The first explains how human beings, social groups, or communities are denied access to resources, rights, or critical networks, while the second explains how the powerful exert control that leaves the less powerful vulnerable and unable to fight back. Through a critical reconsideration and revision of existing concepts and by bringing in new ones, Jürgen Mackert develops a novel theoretical approach to social closure.

Social Exclusion

Social Exclusion
Author: Byrne, David
Publisher: McGraw-Hill Education (UK)
Total Pages: 216
Release: 2005-06-01
Genre: Social Science
ISBN: 0335215947

This book explores developments in social theory, social experience and social policy in relation to Social Exclusion. It examines the origins of the term and implications of the difference between the ideas of 'exclusion', 'underclass', 'residuum' and related concepts. The discussion is informed by the application of Complexity Theory.

Exclusion, Exploitation, and Extermination

Exclusion, Exploitation, and Extermination
Author: Raymond Evans
Publisher: Sydney : Australia and New Zealand Book Company
Total Pages: 476
Release: 1975
Genre: Aboriginal Australians
ISBN:

Introduction and conclusion by R. Evans; R. Evans on the Aborigines; K. Saunders on Melanesian labour; K. Cronin on Chinese labour; Violence by settlers towards Aborigines in 19th century; role of the Native Police; development of racial stereotypes; alcoholism, spread of opium to Aborigines by Chinese; infectious diseases and their origins; prostitution of Aborigines to whites and Kanakas; fringe dwellers in rural and urban areas; changing government policy after 1890; development of Aboriginal reserves and the work of A. Meston; Appendix contains unpublished material on Aborigines; massacres by Native Police 1857; treatment of troopers in Native force; protest by Rev. McNab on treatment of Aborigines; reports on general conditions to government; good bibliography of sources, published and unpublished.