Retirement Equity Act of 1983

Retirement Equity Act of 1983
Author: United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Labor
Publisher:
Total Pages: 272
Release: 1983
Genre: Discrimination
ISBN:

Divorce, American Style

Divorce, American Style
Author: Suzanne Kahn
Publisher: University of Pennsylvania Press
Total Pages: 337
Release: 2021-05-28
Genre: History
ISBN: 0812297881

In the 1970s, the divorce rate in the United States doubled, and longtime homemakers suddenly found themselves at risk of poverty, not only because their husband's job was their sole source of income, but also because their insurance, retirement, and credit worthiness were all tied to their spouse's employment. Divorce, American Style examines how newly divorced women and policymakers responded to the crisis that rising divorce rates created for American society. Suzanne Kahn shows that, ironically, rising divorce rates led to policies that actually strengthened the social insurance system's use of marriage to determine eligibility for benefits. Large numbers of newly divorced women quickly realized their invisibility within the American welfare state, which did not distribute benefits to most women directly but rather through their husbands. These newly divorced women organized themselves into a political force, and they were remarkably successful in securing legislation designed to address divorced women's needs. But this required significant compromise with policymakers, and these new laws specifically rewarded intact marriages, providing more robust benefits to women in longer marriages. These incentives remain in place today. Indeed, in the thirty years since this legislative compromise, activists' efforts to grapple with the legal system created out of this crisis have affected such high-profile debates as the fight over the Affordable Care Act and the battle for marriage equality. Divorce, American Style contests the frequent claim that marriage has become a more flexible legal status over time. Enduring ideas about marriage and the family continue to have a powerful effect on the structure of a wide range of social programs in the United States.

Women's Pension Equity

Women's Pension Equity
Author: United States. Congress. House. Select Committee on Aging
Publisher:
Total Pages: 380
Release: 1983
Genre: Pensions
ISBN:

The Employee Retirement Income Security Act of 1974

The Employee Retirement Income Security Act of 1974
Author: James Wooten
Publisher: Univ of California Press
Total Pages: 433
Release: 2005-01-24
Genre: Medical
ISBN: 0520931394

This study of the Employee Retirement Income Security Act of 1974 (ERISA) explains in detail how public officials in the executive branch and Congress overcame strong opposition from business and organized labor to pass landmark legislation regulating employer-sponsored retirement and health plans. Before Congress passed ERISA, federal law gave employers and unions great discretion in the design and operation of employee benefit plans. Most importantly, firms and unions could and often did establish pension plans that placed employees at great risk for not receiving any retirement benefits. In the early 1960s, officials in the executive branch proposed a number of regulatory initiatives to protect employees, but business groups and most labor unions objected to the key proposals. Faced with opposition from powerful interest groups, legislative entrepreneurs in Congress, chiefly New York Republican senator Jacob K. Javits, took the case for pension reform directly to voters by publicizing frightening statistics and "horror stories" about pension plans. This deft and successful effort to mobilize the media and public opinion overwhelmed the business community and organized labor and persuaded Javits's colleagues in Congress to support comprehensive pension reform legislation. The enactment of ERISA in September 1974 recast federal policy for private pension plans by making worker security an overriding objective of federal law.