Decoding Health Insurance and the Alternatives

Decoding Health Insurance and the Alternatives
Author: Lauren Jahnke
Publisher:
Total Pages:
Release: 2020-06-25
Genre:
ISBN: 9781734212624

Are you paying too much for health care or do you not understand all your options?The price of health care and health insurance is increasing faster than the general economy and wages, putting many people in a bind. This straightforward, non-partisan book examines various healthcare options and their pros and cons in light of continually rising costs, helping consumers to make informed choices on health insurance and ways to save money (with and without insurance). This book contains useful information and money-saving tips that everyone should know in order to understand their options and make their health care more affordable.

Decoding Your Health Insurance

Decoding Your Health Insurance
Author:
Publisher:
Total Pages: 17
Release: 2012
Genre:
ISBN:

Consumers need clear information about the benefits provided by their health insurance plans--what' covered, what isn't covered, and what costs they're responsible for. Yet research has found that consumers have significant difficulty understanding health insurance plans. This has a direct impact on consumers' health: Without a clear understanding of what their insurance covers, consumers are more likely to delay or forgo care, to make uninformed choices about treatment, and to end up with large and unexpected bills. That will change beginning on September 23, 2012, when the Affordable Care Act will, for the first time, give consumers the right to concise, comparable, plain-language descriptions of the benefits and costs under private health insurance plans. This information will be provided in the new Summary of Benefits and Coverage. The Summary of Benefits and Coverage will help the nearly 173.5 million people (65.1 percent of non-elderly Americans) who have private health insurance. It will help them decode the terms and conditions of their coverage and make informed health care decisions, regardless of whether they get their health insurance through a job or purchase coverage in the individual insurance market.

Decoding the Ethics Code

Decoding the Ethics Code
Author: Celia B. Fisher
Publisher: SAGE Publications
Total Pages: 617
Release: 2021-12-09
Genre: Psychology
ISBN: 1544362722

Revised to reflect the latest edition of the American Psychological Association’s (APA) Ethical Principles of Psychologists and Code of Conduct, Celia B. Fisher’s acclaimed Decoding the Ethics Code Fifth Edition explains and puts into practical perspective the format, choice of wording, aspirational principles, and enforceability of the code. Providing in-depth discussions of the foundation and application of each ethical standard to the broad spectrum of scientific, teaching, and professional roles of psychologists, this unique guide helps practitioners effectively use ethical principles and standards to morally conduct their work, avoid ethical violations, and, most importantly, preserve and protect the fundamental rights and welfare of those whom they serve. This edition covers crucial and timely topics, with new sections on the impact of the COVID-19 pandemic and strategies for applying the social justice and liberation psychology moral frameworks to ethical decision making; addressing personal biases and the prejudices of those with whom psychologists work; and healing and self-care for Black, Indigenous, and People of Color psychologists, students and trainees.

Understanding Health Insurance

Understanding Health Insurance
Author: Gary Fradin
Publisher: Lulu.com
Total Pages: 364
Release: 2010-08
Genre: Reference
ISBN: 9780557477333

This book describes our health insurance system with the aim of understanding why we spend so much on healthcare and what alternatives we have. It also explains why excessive healthcare spending is bad both for our economy and for our health.

Patient Power

Patient Power
Author: John C. Goodman
Publisher: Cato Institute
Total Pages: 166
Release: 1994
Genre: Cost control
ISBN: 9781882577101

A popular explanation of how tax-free medical savings accounts would work. Strippable.

Decoding Political Discourse

Decoding Political Discourse
Author: Maria-Ionela Neagu
Publisher: Springer
Total Pages: 140
Release: 2013-02-06
Genre: Language Arts & Disciplines
ISBN: 1137309903

This book provides an in-depth look into the cognitive and argumentative nature of political discourse with a focus on the role and place of conceptual metaphors in practical argumentation. Neagu's empirical investigation centres on the corpus of the American Presidential debates in 2008 and speeches by Barack Obama from 2009-2011.

Health Insurance 101

Health Insurance 101
Author: Marilynn Drohan
Publisher: Independently Published
Total Pages: 154
Release: 2021-09-04
Genre:
ISBN:

When choosing the right health insurance plan for your specific needs and budget, it's important to consider all the options available to you. However, we understand that this is easier said than done and that there are a lot of confusing factors to keep in mind. Whether you're trying to find the best type of plan to choose through your employer-sponsored coverage, or you're just beginning to look into your individual health insurance options, this guide aims to break down the basics and provide you with additional resources to supplement your insurance journey. This is a useful, factual, non-partisan look at the current system for health insurance and getting health care in the U.S., including practical tips to help you save money on your health care, whether you have insurance or not. It is especially intended for self-employed people, freelancers, small-business owners, and others without access to employment-based group health insurance to understand all of the options and ways to save money. However, anyone can benefit from the useful tips and tricks as well as the overviews of important laws and issues for context. This well-researched book is full of valuable information, insights, and money-saving tips, and includes topics such as: -Different types of health insurance demystified and explained in a straightforward way -Practical advice on how to evaluate health plan options -How the Affordable Care Act of 2010 affected health insurance -How the premium subsidies work for individual insurance -Pros and cons of health care options and links for further reading -Interesting factoids on the continuing upward trend in healthcare costs and potential solutions Some of the many programs and options discussed include: -Individual insurance from the marketplace and outside the marketplace -Employment-based insurance for small and large businesses -Health savings accounts and ways to use them -Government programs including Medicaid, Medicare, and military heath programs -Short-term health insurance, accident insurance, and dental and vision insurance -Healthcare cost-sharing ministries -Paying cash, negotiating discounts, concierge medicine, and direct primary care -Telemedicine, medical tourism, discount cards, health clinics, and charity care