The abstract entitled “Customer Perspectives on Plastic Money in Rural Areas” was undertaken to identify the usages of plastic money in rural people. Customers in the modern world differ from the customer in the olden days. Due to the changes of socio cultural and technological changes most of changes has been articulate among the customers. Because of the impact of culture in human life which paves a way for customers to prefer and use so many luxury products to maintain their image and dignity. Plastic money is the alternative to the cash or the standard “money”. Plastic money is used to refer to the credit cards or the debit cards that we use to make purchases in our everyday life. Plastic money is much more convenient to carry around as you do not have to carry a huge sum of money with you. Any explorative study would call for a clear statement of the research problem which has been acting like a bee in the bonnet of the investigator. In most of the villages in Tamil Nadu peoples are still not aware of plastic money usages. Presently many banks are introduced various kinds of plastic money but not reached in rural areas. And also rural people didn't give importance of the plastic money due to various reasons. So the researcher is very much interested to study the village folks and their perspectives on plastic money in rural areas. The basic aim of the study is examine the perception of customers towards plastic money. The study concluded that the intent of this study is to identify the gray areas in the mindset of the people, eradicate the gray areas and maximize the use of the plastic currency usage. This study helps to suggest suitable recommendation to improve the usages of plastic money in rural areas.