Credit Risk Management

Credit Risk Management
Author: H. A. Schaeffer, Jr.
Publisher: Wiley
Total Pages: 0
Release: 2000-01-26
Genre: Business & Economics
ISBN: 9780471350200

How to decide when to say "yes" to a credit applicant-without jeopardizing your reputation or your company's bottom line Deciding whether a credit applicant is ultimately creditworthy involves more than just poring over their financial statements-it takes the kind of advice only an experienced credit expert, like Hal Schaeffer, can give. A 28-year veteran of the credit screening process, Schaeffer outlines the nuts-and-bolts of assessing a credit applicant's financial health and ability to make good on a line of credit. In part one's clear, four-part "A, B, C, D" format (A is for Analysis, B is for Building Essential Business Credit Information, C is for Considering All Factors,and D is for Decision), the author examines a prospective borrower from every angle, using formulas, checklists of what to look for, and available outside information sources (from Dun & Bradstreet to the Internet) to get a genuine picture of an applicant's current finances and degree of credit risk. Also outlined are the financial, credit, and business factors that go into a "sound business credit decision" a guideline for consolidating facts to vindicate your decision, as well as a series of twelve chapter-length case studies (contained in part two). Discussion includes: * Determining the cost and accuracy of financial information * Isolating information gaps in financial records * The actual costs (including total/partial loss of sale, insurance fees) and value (including future sales to the customer) to your company if credit is extended * The exact nature of the sale-large (or small); one-time deal or continuous; the expected profit margin * The controls your company has over the customer Complete with twelve chapter-length real-world case studies of problems typically encountered (with detailed solutions), Credit Risk Management offers practical, no-nonsense advice on how to minimize the risks-and maximize the benefits-to you and your company when you finally say "yes" to an applicant.

Business Funding For Dummies

Business Funding For Dummies
Author: Helene Panzarino
Publisher: John Wiley & Sons
Total Pages: 432
Release: 2016-04-11
Genre: Business & Economics
ISBN: 1119111595

Get the business funding you need to secure your success The issue of funding is one of the biggest pain points for small- and medium-sized businesses—and one that comes up on a daily basis. Whether you're unsure about how to go about getting a loan, unfamiliar with the different options available to you or confused as to which would be the right solution for your particular business, Business Funding For Dummies provides plain-English, down-to-earth guidance on everything you need to successfully fund your business venture. Friendly, authoritative, and with a dash of humor thrown in for fun, this hands-on guide takes the fear out of funding and walks you step-by-step through the process of ensuring your business is financially viable. From crowd funding and angels to grants and friends, families, and fools, it covers every form of funding available—and helps you hone in on and secure the ones that are right for your unique needs. Includes mini case studies, quotes, and plenty of examples Offers excerpts from interviews with financiers and entrepreneurs Topics covered include all forms of funding Covers angels in the UK and abroad If you're the owner or director of a small-to-medium-sized business looking to start an SME, but have been barking up the wrong tree, Business Funding For Dummies is the fast and easy way to get the funds you need.

Business Etiquette Made Easy

Business Etiquette Made Easy
Author: Myka Meier
Publisher: Skyhorse
Total Pages: 0
Release: 2020-05-05
Genre: Business & Economics
ISBN: 9781510751934

Crowned “the picture of grace” by Vogue magazine, the founder of The Plaza Hotel’s Finishing Program spills her insider tips on how to achieve an upper edge in your career. Etiquette expert Myka Meier has coached thousands of business professionals and worked with internal human resources and hiring departments of some of the most successful Fortune 100 companies to learn what it takes to be the best in business. It may surprise you to learn that etiquette is what differentiates you from everyone else, and Business Etiquette Made Easy shows you how to put your best professional foot forward. Whether you’re just entering the workforce or have been working for many years and want to revamp your image, Myka shares practical tips that are simple to incorporate into your everyday business life. Through easy-to-follow chapters, you’ll learn how to: Master resumes and interviews at any level Dress like a polished professional Make a great first impression Network like a pro Have superb business dining table manners And much, much more! Perfect for a recent college graduate as well as those looking to climb the ladder in their respective jobs or industries, Business Etiquette Made Easy is an essential read for any working professional.

Three Simple Steps

Three Simple Steps
Author: Trevor G Blake
Publisher: BenBella Books, Inc.
Total Pages: 257
Release: 2012-08-23
Genre: Self-Help
ISBN: 1936661721

How many self-help books are written by authors whose biggest success is selling self-help books? Three Simple Steps is different. Despite stock market crashes, dot-com busts, and the specter of recession, the author started a virtual company from home, using a few thousand dollars of his savings. A few years later, without ever hiring an employee or leaving his home office, he sold it for more than $100 million. As the economy slipped into another free fall, he did this again with a company in a different field. He accomplished this through no particular genius. Rather, he studied the habits of the many successful men and women who preceded him, and developed three simple rules that, if followed diligently, virtually ensure success. Using them first to escape poverty, then to achieve a life of adventures, he finally turned them toward financial independence. Written in a straightforward and no-nonsense style, Three Simple Steps shows you how to take back control of your destiny and reshape your mind for increased creativity, serenity and achievement. While building on the wisdom of great thinkers and accomplished individuals from East and West, Three Simple Steps isn't a new age text or guide to esoteric fulfillment. Rather, it's a practical guide to real-life achievement by a pragmatic businessman who attributes his incredible successes to these very simple ideas. Three Simple Steps is a must-read guide for everyone who wants to achieve more, live better and be happier.

Entrepreneurship Made Easy

Entrepreneurship Made Easy
Author: Rev. Dr. Michael Appiah
Publisher: Dorrance Publishing
Total Pages: 291
Release: 2023-06-02
Genre: Business & Economics
ISBN:

About the Book Entrepreneurship Made Easy: Kingdom Entrepreneurship Nexus is for those burgeoning business men and women who want to discover their God-given potential and unlock their ability to create a successful and fulfilling business. This book aims to mentor and coach entrepreneurs with the principles of God, knowing that it is God who gives us the power (ability, ideas, passion, capacity, and intuition) to make wealth. With this book, the entrepreneur will learn to understand the importance and the blessings of putting God first as a shareholder in their business. About the Author Rev. Dr. Michael Appiah is a native of Ghana who currently resides in Minnesota. He is very involved in his community and public speaking.

The Uniform Commercial Code Made Easy

The Uniform Commercial Code Made Easy
Author: Robert M. LeVine
Publisher:
Total Pages: 552
Release: 2010-10
Genre: Law
ISBN: 9780615308357

The Uniform Commercial Code Made Easy marks the first time in the history of legal education that a novel has been used as a vehicle for delivering the content of a substantive body of law; in this case, a pervasive statutory scheme The Uniform Commercial Code, law in all fifty states. Mirroring the factual assumptions upon which the UCC was drafted, The Uniform Commercial Code Made Easy places the application of these laws in concrete and interesting commercial settings where they come to life. Logical reader questions are anticipated, and answered through a variety of communication channels uniquely available to the format chosen: dialogue, memoranda of law, texting and emails, are illustrative. If you are in business, the Uniform Commercial Code directly, impacts your business hundreds, perhaps thousands of times per day. Virtually every phase of a transaction in goods, from sale or lease through financing, is impacted by the laws of the UCC. Of particular significance are those provisions which can literally save a business from going under. These potential landmines need to be identified before they are stepped on. The Uniform Commercial Code Made Easy accomplishes this important task. Consumers should understand the basic laws the surround and govern their purchases leases and financing of goods. They should also understand, as should businesses, the impact of signing a promissory note, how the transfer of that note can affect one 's rights, and how to protect one 's rights when promissory notes are executed. Understanding how to protect your rights in these transactions is both empowering and essential. The mass and complexity of the Uniform Commercial Code has made comprehension and learning the content very challenging. The ease of learning is greatly enhanced by the approach utilized in The Uniform Commercial Code Made Easy. As one prominent attorney and author wrote in a recently published book review: Yes, Virginia, there is a Santa Claus! In this case, he comes in the form of former University of Miami School of Law professor Robert M. LeVine, who has made one of the most complicated bodies of law in the United States the Uniform Commercial Code not only comprehensible but entertaining. Tom Shuck, Esq. Past President, Federal Bar Association Federal Bar Association Journal, August 2111 Law students, business students, and CPA 's must know the Uniform Commercial Code. It is essential to graduate from law school and is on the bar examination of every state, and the CPA examination as well. The following are illustrative of testimonials received on The Uniform Commercial Code Made Easy: It 's true. The UCC is just as daunting as it looks, and this book is the key to unlocking its mysteries. Infused with practicality, The Uniform Commercial Code Made Easy combines every day transactions with straightforward law, allowing students to not only navigate the UCC with ease, but also develop a lasting understanding of the material. The Uniform Commercial Code Made Easy 's revolutionary approach to the UCC has extensive application both in and out of the classroom as a resource for professors and a study aid for students. The Uniform Commercial Code Made Easy by LeVine was my key to success in understanding the UCC, and enjoying it! Melissa Carroll Stetson University College of Law I was amazed. I never thought it possible to make the UCC interesting but I was wrong. For once I had found a book which made me understand the meaning and interrelationships among sections, and at the same time, I enjoyed reading it. F. William Harvey JD, MBA, Wharton School of Business The knowledge contained in the Uniform Commercial Code is invaluable to anyone in business, or any American who is involved in basic consumer transactions. The Uniform Commercial Code Made Easy creates a pathway to this level in a unique and entertaining manner.

Credit Repair Kit For Dummies

Credit Repair Kit For Dummies
Author: Steve Bucci
Publisher: John Wiley & Sons
Total Pages: 394
Release: 2008-07-28
Genre: Business & Economics
ISBN: 0470276738

Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Business Class

Business Class
Author: Jacqueline Whitmore
Publisher: Macmillan
Total Pages: 200
Release: 2005-07
Genre: Business & Economics
ISBN: 9780312338091

Whitmore takes a fresh and contemporary look at how to use good manners for career success.

The Hard Thing About Hard Things

The Hard Thing About Hard Things
Author: Ben Horowitz
Publisher: Harper Collins
Total Pages: 232
Release: 2014-03-04
Genre: Business & Economics
ISBN: 0062273213

Ben Horowitz, cofounder of Andreessen Horowitz and one of Silicon Valley's most respected and experienced entrepreneurs, offers essential advice on building and running a startup—practical wisdom for managing the toughest problems business school doesn’t cover, based on his popular ben’s blog. While many people talk about how great it is to start a business, very few are honest about how difficult it is to run one. Ben Horowitz analyzes the problems that confront leaders every day, sharing the insights he’s gained developing, managing, selling, buying, investing in, and supervising technology companies. A lifelong rap fanatic, he amplifies business lessons with lyrics from his favorite songs, telling it straight about everything from firing friends to poaching competitors, cultivating and sustaining a CEO mentality to knowing the right time to cash in. Filled with his trademark humor and straight talk, The Hard Thing About Hard Things is invaluable for veteran entrepreneurs as well as those aspiring to their own new ventures, drawing from Horowitz's personal and often humbling experiences.

Hero on a Mission

Hero on a Mission
Author: Donald Miller
Publisher: HarperCollins Leadership
Total Pages: 225
Release: 2022-01-11
Genre: Business & Economics
ISBN: 1400228026

New York Times bestselling author Donald Miller shares the plan that led him to turn his life around. This actionable guide will teach you how to do the same through journaling prompts and goal-planning exercises. There are four characters in every story: The victim, the villain, the hero, and the guide. These four characters live inside us. If we play the victim, we’re doomed to fail. If we play the villain, we will not create genuine bonds. But if we play the hero or guide, our lives will flourish. The hard part is being self-aware enough to know which character we are playing. In this book, bestselling author Donald Miller uses his own experiences to help you recognize if the character you are currently surfacing is helping you experience a life of meaning. He breaks down the transformational, yet practical, plan that took him from slowly giving up to rapidly gaining a new perspective of his own life’s beauty and meaning, igniting his motivation, passion, and productivity, so you can do the same. In Hero on a Mission, Donald’s lessons will teach you how to: Discover when you are playing the victim and villain. Create a simple life plan that will bring clarity and meaning to your goals ahead. Take control of your life by choosing to be the hero in your story. Cultivate a sense of creativity about what your life can be. Move beyond just being productive to experiencing a deep sense of meaning. Donald will help you identify the many chances you have of being the hero in your life, and the times when you are falling into the trap of becoming the victim. Hero on a Mission will guide you in developing a unique plan that will speak to the challenges you currently face so you can find the fulfillment you have been searching for in your life and work.