Introduction-If you're reading this book now, you're struggling. Your car has been repossessed, or you're afraid that it's going to be. Your investment property is worth half what you paid for it, and the bank won't agree to a short sale. You're current on your credit cards, but making the minimum payment every month isn't getting you anywhere. You've stopped answering the phone because caller ID shows you an unfamiliar number and you're worried it's is a debt collector.Clients bring these problems and more into my office every day. Their stories are filled with disheartening episodes of job loss, illness and injury, youthful mistakes and decisions made after receiving bad or, perhaps worse, no advice. Most clients who invested in real estate still haven't recovered from the downturn of 2008. By the time we meet, they've tried everything: debt consolidation, using cash advances to pay down high rate credit cards, mortgage refinance, failed requests for hardship relief and, worst of all, invading a 401(k) or IRA to pay down bills. Visiting me is usually their last resort.It's for people like these clients that I created my video series Why Filing Bankruptcy May Be The Best Thing You Ever Do (www.bankruptcybestthing.com). In that three part series, I explain how filing bankruptcy will help viewers take control of their lives, understand where the money goes and improve their credit scores. As of February, 2016, over 30,000 people have watched these videos, and hundreds more watch every month. It's my hope that viewers facing money problems can begin to understand that filing bankruptcy can be a catalyst for great change.Some people believe that bankruptcy is the hard bottom of a terrible fall, but I don't. I see bankruptcy as the beginning of a climb towards a better life, a reconnection with the world and an opportunity for financial security.When clients come into my office for the first time they're usually filled with fear, anxiety and dread. By the time they leave, most clients tell me that a weight has been lifted off their shoulders and they can sleep at night, often for the first time in years. Knowing I can help these men, women and families overcome their seemingly impossible obstacles drives me to work hard for them. You'll read a few of the reviews for our firm that satisfied clients have left on Avvo.com, the most popular online lawyer review site.Building wealth, enjoying financial security and "getting rich" don't happen overnight. Books like The Millionaire Next Door and speakers like Dave Ramsey emphasize that enjoying these fruits requires long term planning, disciplined investing and patience. However, if you're staring up from the bottom of a hole that's been dug for you by hospital bills, old taxes, bad mortgages and astronomical credit card fees, getting to that good place will be much harder and take much more time. In some cases, your debt may be so debilitating that you'll never be able to get out of the hole without help. It's for situations like this that I wrote this book. You can file bankruptcy and get a jump start to create tremendous prosperity for yourself and your family. In the next chapters, I'm going to show you how.