Americans Small Business Economy
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Author | : Mansel G. Blackford |
Publisher | : UNC Press Books |
Total Pages | : 238 |
Release | : 2003 |
Genre | : History |
ISBN | : 9780807854532 |
From the colonial era to the present day, small businesses have been an integral part of American life. First published in 1991 and now thoroughly updated, this study explores the central but ever-changing role played by small enterprises in the nation's economic, political and cultural development.
Author | : Karen G. Mills |
Publisher | : Springer |
Total Pages | : 202 |
Release | : 2019-03-12 |
Genre | : Business & Economics |
ISBN | : 3030036200 |
Small businesses are the backbone of the U.S. economy. They are the biggest job creators and offer a path to the American Dream. But for many, it is difficult to get the capital they need to operate and succeed. In the Great Recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues. For years after the financial crisis, the outlook for many small businesses was bleak. But then a new dawn of financial technology, or “fintech,” emerged. Beginning in 2010, new fintech entrepreneurs recognized the gaps in the small business lending market and revolutionized the customer experience for small business owners. Instead of Xeroxing a pile of paperwork and waiting weeks for an answer, small businesses filled out applications online and heard back within hours, sometimes even minutes. Banks scrambled to catch up. Technology companies like Amazon, PayPal, and Square entered the market, and new possibilities for even more transformative products and services began to appear. In Fintech, Small Business & the American Dream, former U.S. Small Business Administrator and Senior Fellow at Harvard Business School, Karen G. Mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. This is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don’t know how much money or what kind of loan they need. New streams of data have the power to illuminate the opaque nature of a small business’s finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders. Mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the American Dream. An ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, Fintech, Small Business & the American Dream is relevant to bankers, fintech investors, and regulators; in fact, to anyone who is interested in the future of small business in America.
Author | : Mansel G. Blackford |
Publisher | : UNC Press Books |
Total Pages | : 238 |
Release | : 2003-11-20 |
Genre | : History |
ISBN | : 0807862339 |
From the colonial era to the present day, small businesses have been an integral part of American life. First published in 1991 and now thoroughly revised and updated, A History of Small Business in America explores the central but ever-changing role played by small enterprises in the nation's economic, political, and cultural development. Examining small businesses in manufacturing, sales, services, and farming, Mansel Blackford argues that while small firms have always been important to the nation's development, their significance has varied considerably in different time periods and in different segments of our economy. Throughout, he relates small business development to changes in America's overall business and economic systems and offers comparisons between the growth of small business in the United States to its development in other countries. He places special emphasis on the importance of small business development for women and minorities. Unique in its breadth, this book provides the only comprehensive overview of these significant topics.
Author | : Steven Solomon |
Publisher | : New York : Crown Publishers |
Total Pages | : 358 |
Release | : 1986 |
Genre | : Small business |
ISBN | : 9780517562406 |
Author | : White House Commission on Small Business (U.S.) |
Publisher | : |
Total Pages | : 132 |
Release | : 1980 |
Genre | : Government publications |
ISBN | : |
Author | : White House Committee on Small Business (U.S.) |
Publisher | : |
Total Pages | : 70 |
Release | : 1962 |
Genre | : Small business |
ISBN | : |
Author | : Roger A Mccain |
Publisher | : World Scientific Publishing Company |
Total Pages | : 332 |
Release | : 2018-04-09 |
Genre | : Business & Economics |
ISBN | : 9813231262 |
This survey reviews research on the economics of small business, introducing key concepts for the understanding of the research, including some basic microeconomics, distribution functions, and concepts of entrepreneurship. Accessible to readers with elementary knowledge of economics and probability, the book is suitable as a text for an undergraduate course in the economics of small business. It also covers the economics of organization, the role of the family in small business, human capital and nonpecuniary motivation, together with the relationship of small business to entrepreneurship and growth. Public policy toward small business is discussed with an emphasis on the United States, together with comparisons and contrasts of many other countries.
Author | : Institute of Physics and Power Engineering, Obninsk, Russia |
Publisher | : National Academies Press |
Total Pages | : 256 |
Release | : 2002-06-06 |
Genre | : Science |
ISBN | : 0309182719 |
This workshop report focuses on successes and failures of small innovative firms in five science cities in Russia. The workshop was organized by the NRC with the cooperation of Minatom.
Author | : Barry J. Moltz |
Publisher | : Que Publishing |
Total Pages | : 224 |
Release | : 2012 |
Genre | : Business & Economics |
ISBN | : 0789749203 |
Teaches large businesses to use word-of-mouth and reputation-building to gain a loyal customer base in the way small businesses do.
Author | : United States. Small Business Administration |
Publisher | : |
Total Pages | : 520 |
Release | : 1973 |
Genre | : Government publications |
ISBN | : |