In today's world, digital payments have become the norm, and banks are encouraging customers to conduct transactions digitally. While traditional bank branches still exist, it is becoming increasingly impractical to carry out transactions through traditional methods such as issuing cheques, withdrawing and depositing cash, and opening fixed deposits, as banks are understaffed. Digital payments offer a more convenient option, such as swiping debit and credit cards, using contactless cards, scanning QR codes, and transferring money through apps. However, the fast pace of this transition has left some people unaware of the procedures and precautions needed to conduct digital transactions securely. This book aims to educate readers on these topics through short stories narrated in the context of discussions. Hopefully, readers can benefit from the information provided in this book. Thanks to B. R Ravindranath for this book. Techfiz Inc is happy to have worked on publishing this digital literacy handbook.