Excerpt from Rural Credits: Land and Cooperative The purpose of this book is to throw light upon the sub jcet of rural credits and to lay before the American people the customs and laws in operation in other countries, so as to prepare the way for more enlightened plans for improving land and agricultural credit facilities in the United States. It is my hope that the material here collected will be helpful in creating a credit system or systems adapted to the needs of the agricultural interests of this country. The subject of rural credits has occupied my attention, more or less, for a considerable number of years, and I have availed myself of the opportunities of my position as Amer ican Ambassador to France to familiarize myself with agri cultural conditions and credit systems and institutions in Europe. Furthermore, my twenty-eight years' connection with the Society for Savings in the City of Cleveland, as treasurer, chairman of the board, and president, has been of great value to me in the formation of ideas regarding financial questions, and especially with respect to cooperative credit. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.