Achieving a College Degree and the American Dream, Debt-Free!

Achieving a College Degree and the American Dream, Debt-Free!
Author: Charles R Green M S Ed
Publisher:
Total Pages: 168
Release: 2020-02-05
Genre:
ISBN: 9781973684091

If you're a teacher, legislator, or parent who's encouraging students to go to college, but are concerned about today's high cost of education and how they will pay for college, look no further. The answer and methods to a debt-free college lies within this book. However, you must do your homework, take responsibility for your financial life, your actions and your future. The easy but long-term painful way is to take out loans or - even worse - charge tuition bills to a credit card. After reading this book, you'll know how to: - provide a financial education to children while they're living with you or in your class; - ensure children use student loans (if they're necessary) for the right things; - find alternatives to help students pursue a debt-free college education; - avoid predatory lending practices that endanger the future for individuals and their families. Student loans will not guarantee the American dream; in fact, they may guarantee the loss of it. Will your college graduate, former student, or constituent be left wondering, "If I'm so smart, gifted, and educated, then why am I so broke?" Whether you're a parent, educator, legislator, or college-bound student, you'll learn how college students can navigate the challenges of paying for an education with the lessons, insights, and alarming data in Charley's America. www.charleygreen.com

Debt-Free Degree

Debt-Free Degree
Author: Anthony ONeal
Publisher: Ramsey Press
Total Pages: 224
Release: 2019-10-07
Genre: Business & Economics
ISBN: 1942121121

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Paying the Price

Paying the Price
Author: Sara Goldrick-Rab
Publisher: University of Chicago Press
Total Pages: 382
Release: 2016-09-01
Genre: Education
ISBN: 022640448X

A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

The Community College Career Track

The Community College Career Track
Author: Thomas Snyder
Publisher: John Wiley & Sons
Total Pages: 0
Release: 2012-09-25
Genre: Business & Economics
ISBN: 9781118271698

Get a good education without massive debt, and enter a field that's actually hiring In coming years, millions of great jobs will be opening up in growth areas like advanced manufacturing, biotechnology, health care, information technology, and sustainable energy. These jobs can pay as well as, or much better than, the average income for four-year college graduates. They generally offer high levels of day-to-day satisfaction. And the path to all of them begins in the community colleges. In The Community College Career Track, Tom Snyder gives young people and their parents, as well as mid-life career changers, a practical, inspiring guide to taking that path and completing it successfully. The old model of a bachelor's degree leading to a good job and career has broken down for large numbers of young people, many of whom graduate college only to work in a career that doesn't require a degree. Meanwhile, millions of productive American white collar and blue-collar workers have been laid off and need retraining for second careers. This book helps you find a new way forward. Offers insights on how to save money over a lifetime through an affordable college education that provides high-paying jobs Author Tom Snyder is the president of Ivy Tech Community College, Indiana's statewide community college system and the largest singly accredited community college system in the country Author Tom Snyder has confronted the education-jobs mismatch from both sides, first as a highly successful business executive and now as an award-winning educator. Follow his efficient, affordable, and rewarding path to a great career and a satisfying life.

The Debt-Free College Athlete

The Debt-Free College Athlete
Author: Ryan Davis
Publisher: WestBow Press
Total Pages: 112
Release: 2016-01-29
Genre: Business & Economics
ISBN: 1512723339

Preparing for college is an exciting time of life, but I know it can be dampened by the mountain-sized financial obstacles standing between you and the college experience of your dreams. The many parents and student athletes I speak with today are in the exact same boat. They want to know what to expect throughout their college journey. They crave more knowledge, they want to know theyre on the right track, and they want an amazing college tenure that doesnt leave them high and dry financially. Well hindsight is 20/20, and Im excited to share insights with you to ensure you have the best college experience possible. By the end of our time together you will have the training youll need to graduate completely debt-free. That means no student-loans, no parent-loans, and freedom after graduation to live your calling and change the world. See you inside!

How to Graduate from College Debt-Free

How to Graduate from College Debt-Free
Author: John D. Lane IV
Publisher: iUniverse
Total Pages: 49
Release: 2011-04
Genre: Education
ISBN: 1462012620

Today in the United States, students are graduating from college already in debt from student loans and beginning their careers in an uncertain economy. Statistics have shown that freshman college students are stressed-not about their grades or about doing well-but rather about the debt they are already accumulating. But is it really possible to graduate from college debt-free? John Lane did, and with his guidebook HOW TO GRADUATE FROM COLLEGE DEBTFREE, he can teach you how to do the same. Recent college graduate John Lane combines mini-workshops with concrete concepts, interactive exercises, and personal stories in order to provide a complete guide on how students can embark on a successful journey to receiving a college education while becoming financially self-sufficient and paying for education costs at the same time. While encouraging students to be proactive in earning funds prior to attending college, Lane also underlines the importance of setting financial goals, creating affirmations, and developing personal declarations. HOW TO GRADUATE FROM COLLEGE DEBT-FREE provides valuable information for any high school or current college students who wants to gain financial freedom and independence and throw their cap in the air on graduation day knowing they are debt-free!

Debt-Free U

Debt-Free U
Author: Zac Bissonnette
Publisher: Penguin
Total Pages: 269
Release: 2010-08-31
Genre: Education
ISBN: 1101458968

This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"

Inflated

Inflated
Author: R. Christopher Whalen
Publisher: John Wiley & Sons
Total Pages: 416
Release: 2010-12-07
Genre: Business & Economics
ISBN: 0470875143

Americans as a whole view themselves as reasonably prudent and sober people when it comes to matters of money, reflecting the puritan roots of the earliest European settlers. Yet as a community, we also seem to believe that we are entitled to a lifestyle that is well-beyond our current income, a tendency that goes back to the earliest days of the United States and particularly to get rich quick experiences ranging from the Gold Rush of the 1840s to the real estate bubble of the early 21st Century. Inflated examines this apparent conflict and makes the argument that such a world view is so ingrained in us that to expect the United States to live in a "deflated" world is simply unrealistic. It skillfully seeks to tell the story of, money inflation and public debt as enduring (and perhaps endearing) features of American life, rather than something we can one day overcome as our policy makers constantly promise. Features interviews with today's top financial industry leaders and insiders. Offer a glimpse into the future of the Federal Reserve and the role it will play in the coming years Examines what the future may hold for the value of the U.S. dollar and the real incomes of future generations of Americans The gradual result of the situation we find ourselves in will inevitably lead to inflation, loss of economic opportunity, and a decline in the value of the dollar. This book will show you why, and reveal how we might be able to deal with it.

The Community College Career Track

The Community College Career Track
Author: Thomas Snyder
Publisher: John Wiley & Sons
Total Pages: 240
Release: 2012-08-31
Genre: Business & Economics
ISBN: 1118283600

Get a good education without massive debt, and enter a fieldthat's actually hiring In coming years, millions of great jobs will be opening up ingrowth areas like advanced manufacturing, biotechnology, healthcare, information technology, and sustainable energy. These jobscan pay as well as, or much better than, the average income forfour-year college graduates. They generally offer high levels ofday-to-day satisfaction. And the path to all of them begins in thecommunity colleges. In The Community College Career Track,Tom Snyder gives young people and their parents, as well asmid-life career changers, a practical, inspiring guide to takingthat path and completing it successfully. The old model of a bachelor's degree leading to a good job andcareer has broken down for large numbers of young people, many ofwhom graduate college only to work in a career that doesn't requirea degree. Meanwhile, millions of productive American white collarand blue-collar workers have been laid off and need retraining forsecond careers. This book helps you find a new way forward. Offers insights on how to save money over a lifetime through anaffordable college education that provides high-paying jobs Author Tom Snyder is the president of Ivy Tech CommunityCollege, Indiana's statewide community college system and thelargest singly accredited community college system in thecountry Author Tom Snyder has confronted the education-jobs mismatchfrom both sides, first as a highly successful business executiveand now as an award-winning educator. Follow his efficient,affordable, and rewarding path to a great career and a satisfyinglife.

Beating the College Debt Trap

Beating the College Debt Trap
Author: Alex Chediak
Publisher: HarperChristian + ORM
Total Pages: 225
Release: 2015-12-29
Genre: Study Aids
ISBN: 0310337437

A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.