A Study on Attitude and Awareness of Rural People Towards Savings and Investments

A Study on Attitude and Awareness of Rural People Towards Savings and Investments
Author: Jahana Sherin O
Publisher: GRIN Verlag
Total Pages: 102
Release: 2019-04-26
Genre: Business & Economics
ISBN: 3668928010

Research Paper (postgraduate) from the year 2019 in the subject Business economics - Investment and Finance, grade: A, University of Calicut (MES Mampad College), course: M.com, language: English, abstract: The present study focuses on the investment attitude and awareness of rural people of Kalikavu village towards various investment avenues. It is because here, in this area there is no enough systematic studies and reports available. Hence there is a vast scope for studying in this area to measure the investment habits of people. The present study also focuses on the guiding factors, considering while choosing various investment portfolios and the levels of satisfaction on these investment avenues. India is basically regarded as a rural based country because of 68.84 percent of its population is living in rural areas. Likewise, in Kerala state around 52.3 percent of population is also living on rural villages. Thus it is very clear that in order to make India as a developed nation there should be an upliftment of the lives of rural people especially in their economic conditions through proper enhancement of savings and investment levels of people in rural areas. Thus investment is an important subject matter that can make major impacts on individual and economic developments. As societies investment increases the capacity to produce goods and services at lowest costs also increasing which leads to greater productivity and efficiency. This efficiency will also leads to economic growth. Thus savings and investments are important for supporting the rural industries. For this purpose their savings and investments should be mobilized and invested properly. But the fact is that many of the investors in rural area have no proper awareness on various investment avenues. Thus due to their lack of knowledge they are not ready to come forward to invest in various portfolios.

Investment Strategies in Emerging New Trends in Finance

Investment Strategies in Emerging New Trends in Finance
Author: Reza Gharoie Ahangar
Publisher: BoD – Books on Demand
Total Pages: 184
Release: 2021-04-14
Genre: Business & Economics
ISBN: 1839629657

Investment and portfolio strategies are some of the most exciting topics in finance. This book presents the most up-to-date topics and techniques in finance to facilitate the investment process for researchers and investors in selecting appropriate investment strategies with the emergence of new issues and concepts in financial areas. This book contains nine chapters divided into three sections: The first section, “Investment and Portfolio Strategies,” discusses different investment strategies in portfolio selection. The second section, “Behavioral Finance and Investment Decisions,” examines the application of behavioral finance in investment decisions. The last section, “Emerging New Trends in Finance,” includes some new and interesting finance topics that can depict our vision for the future arena of finance.

Investment Behaviour

Investment Behaviour
Author: Arup Kumar Sarkar
Publisher: Emerald Group Publishing
Total Pages: 190
Release: 2018-07-16
Genre: Business & Economics
ISBN: 1787562808

Investment Behaviour explores the relationship between competing demographic factors, personal awareness and perceived attitudes to risk in shaping the behaviour of individual investors in the stock market. By so doing, the book facilitates the formulation of more individual-centered financial policy.

THE IMPACT OF FINANCIAL LITERACY ON INVESTMENT DECISIONS

THE IMPACT OF FINANCIAL LITERACY ON INVESTMENT DECISIONS
Author: Dr. Pradeep K. Gupta
Publisher: Ashok Yakkaldevi
Total Pages: 212
Release: 2021-10-30
Genre: Art
ISBN: 179487710X

The financial system plays a vital role in the growth and development of the economy. The evolution of financial market economies has been dramatically broadening the opportunities to consumers and investors, business houses, policymakers and the economy of a country. The growing innovations and increasing complexity of financial products over the past decade have put enormous pressure and responsibilities on shoulders of financial investors. Financial Literacy is must to understand return and risk attached to these products. Financial literacy enables an individual to gain a better understanding of financial instruments and the risk and return involved in investment at various avenues. The financial literacy helps to overcome problems relating to personal finance such as savings, borrowings, investments, retirement planning, etc. The Organization for Economic Co-operation and Development (OECD) has defined financial literacy as “a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual well-being”.

The Global Findex Database 2017

The Global Findex Database 2017
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
Total Pages: 228
Release: 2018-04-19
Genre: Business & Economics
ISBN: 1464812683

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.