A Research and Learning Agenda for the Impact of Financial Inclusion

A Research and Learning Agenda for the Impact of Financial Inclusion
Author: Elizabeth McGuinness
Publisher: Independently Published
Total Pages: 52
Release: 2020-12
Genre:
ISBN:

Over recent years millions of people who had been excluded from formal financial services have gained access to financial accounts. While this is a step forward, low use and inactivity keeps account dormancy rates persistently high. In light of this, the financial inclusion community is renewing its efforts to understand the role financial services play in the lives of poor people and how financial services can improve their well-being. We are asking the questions: Financial inclusion for what? What should we invest in? What are the promising welfare-enhancing solutions? Which ones should we experiment with? How do we achieve the nuance required to guide financial inclusion policy decisions that enable financial services to add value to poor people's lives? This book proposes a learning agenda based on extensive consultation with donors, researchers, and practitioners who support financial inclusion.

A Research Agenda for Financial Inclusion and Microfinance

A Research Agenda for Financial Inclusion and Microfinance
Author: Marek Hudon
Publisher: Edward Elgar Publishing
Total Pages: 195
Release:
Genre: Business & Economics
ISBN: 1788114221

How can financial services, such as credit, deposit accounts, financial transfers, and insurance be provided to people in need? This challenging and complex issue has been a topic of interest for the international aid community for decades. Drawing on renowned experts in microfinance and financial inclusion, this Research Agenda sheds much-needed light on this multifaceted challenge and points the way ahead for future research.

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?
Author: Adolfo Barajas
Publisher:
Total Pages: 51
Release: 2020-08-07
Genre:
ISBN: 9781513553009

The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.

Data and Research on Human Trafficking

Data and Research on Human Trafficking
Author: Elzbieta M. Gozdiak
Publisher: DIANE Publishing
Total Pages: 122
Release: 2011
Genre: Reference
ISBN: 1437929702

This is a print on demand edition of a hard to find publication. The subject of human trafficking, or the use of force, fraud or coercion to transport persons across international borders or within countries to exploit them for labor or sex, has received renewed attention within the last two decades. This report provides a detailed description of the processes involved in a project to identify English language research-based literature on human trafficking; the databases searched and the keywords used to identify pertinent references; discussion of the development of the taxonomy used to categorize identified research-based journal articles, reports, and books; and the results of the categorization of the research according to the taxonomy.

The Global Findex Database 2017

The Global Findex Database 2017
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
Total Pages: 228
Release: 2018-04-19
Genre: Business & Economics
ISBN: 1464812683

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

A Research Agenda for Consumer Financial Behavior

A Research Agenda for Consumer Financial Behavior
Author: Jing J. Xiao
Publisher: Edward Elgar Publishing
Total Pages: 349
Release: 2023-06-01
Genre: Business & Economics
ISBN: 1803922656

With contributions from an international range of active researchers, this Research Agenda provides a timely literature review on core topics related to consumer financial behavior. Chapters cover financial management behavior, desirable financial behavior and any financial behavior that helps improve financial wellbeing.

The Promise of Fintech

The Promise of Fintech
Author: Ms.Ratna Sahay
Publisher: International Monetary Fund
Total Pages: 83
Release: 2020-07-01
Genre: Business & Economics
ISBN: 1513512242

Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

The Economics of Artificial Intelligence

The Economics of Artificial Intelligence
Author: Ajay Agrawal
Publisher: University of Chicago Press
Total Pages: 172
Release: 2024-03-05
Genre: Business & Economics
ISBN: 0226833127

A timely investigation of the potential economic effects, both realized and unrealized, of artificial intelligence within the United States healthcare system. In sweeping conversations about the impact of artificial intelligence on many sectors of the economy, healthcare has received relatively little attention. Yet it seems unlikely that an industry that represents nearly one-fifth of the economy could escape the efficiency and cost-driven disruptions of AI. The Economics of Artificial Intelligence: Health Care Challenges brings together contributions from health economists, physicians, philosophers, and scholars in law, public health, and machine learning to identify the primary barriers to entry of AI in the healthcare sector. Across original papers and in wide-ranging responses, the contributors analyze barriers of four types: incentives, management, data availability, and regulation. They also suggest that AI has the potential to improve outcomes and lower costs. Understanding both the benefits of and barriers to AI adoption is essential for designing policies that will affect the evolution of the healthcare system.

Financial Services in Nigeria

Financial Services in Nigeria
Author: Taiwo Olubusoye Soetan
Publisher: Springer Nature
Total Pages: 357
Release: 2024
Genre: Banks and banking
ISBN: 3031623401

This book presents a holistic picture of Nigeria's financial services landscape. This includes identifying service providers and regulatory bodies, understanding consumer behaviour, and examining the unique challenges faced by Nigerian financial institutions. The book presents up-to-date research on recent developments and regulatory changes within Nigeria's financial sector, as well as future considerations for how financial services and financial inclusion can play a crucial role in the country's sustainable economic growth. Combining academic analysis with practical insights, the book takes readers through Nigeria's key financial services providers, regulators, consumers, marketing strategies and challenges. A core focus throughout is on financial inclusion and the opportunities associated with reaching financially underserved or excluded populations, demonstrating how increasing financial access at a country-wide level aligns with global goals of reducing inequalities and promoting growth. It will have interdisciplinary appeal to scholars, students and professionals working in finance, economics, business, public policy and development studies.