A Non Parametric Approach To Estimate Profit Efficiency Of Indian Banks
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Author | : Piyush Kumar Singh |
Publisher | : |
Total Pages | : 19 |
Release | : 2017 |
Genre | : |
ISBN | : |
This study attempts to analyse the profit efficiency of Indian banks during 2008-2012 to offer an understanding of their business performance and trends during the period. The extant literature suggests that conventional ratio-based performance measures are inadequate to address the different issues related to the scope of activities of modern banking, viz. resource allocation, optimal strategy selection, inefficiencies associated with revenue side of banking operations. Sophisticated performance measurement techniques would be required to provide useful insights about the effectiveness, efficiency and stability of the banks. Hence, to examine the importance of these aspects for Indian banks, this study employs non parametric approach to estimate profit efficiencies of Indian banks. We use Data Envelopment Analysis (DEA), a non-parametric, mathematical programming technique, to estimate profit efficiency (PE) of 66 Indian banks (26 public, 19 private and 21 foreign banks). Profit efficiency is estimated by employing DEA at variable returns of scale (VRS). The study reinforces the use of DEA for measurement of the profit efficiency of Indian banks to get better insight about the banking operations. The study reports that large public, private and foreign sector banks were more profit efficient than small and medium banks in their respective groups. The outcomes point towards different ways of managing bank resources for improving efficiency of operations in terms of both input (cost) and output (revenue).
Author | : Milind Sathye |
Publisher | : |
Total Pages | : |
Release | : 2013 |
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ISBN | : |
Many prior studies on Indian banking efficiency have typically regressed non-parametric estimates of production efficiency on environmental variables in a two-stage process. However, Simar and Wilson (2007) have demonstrated that the studies that use such conventional approaches are invalid due to complicated and unknown serial correlation among estimated efficiency. Using the data envelopment analysis bootstrap procedure suggested by these authors, for the first time, we analyse the technical efficiency of Indian banks and regress the bootstrap scores on a set of environmental variables using a truncated regression. Banks that are on efficiency frontier as per conventional analysis are actually away from the frontier when bootstrap scores are used. Contrary to many prior studies, state ownership was found to have significant negative impact on efficiency.
Author | : Sunil Kumar |
Publisher | : Springer Science & Business Media |
Total Pages | : 340 |
Release | : 2013-10-23 |
Genre | : Business & Economics |
ISBN | : 8132215451 |
The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.
Author | : |
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Total Pages | : |
Release | : 2004 |
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Author | : Piyush Kumar Singh |
Publisher | : |
Total Pages | : 21 |
Release | : 2016 |
Genre | : |
ISBN | : |
In the present study, Data Envelopment Analysis (DEA) was used to estimate scale efficiency of Indian banks during 2008-2012. The given period was characterized by global financial crisis, rapid regulatory reforms and intense competition among Indian banking sector. The results showed considerable variation in average levels of scale efficiency across various ownership groups of Indian banking system. In general, public and private banks are found to be more scale efficient than foreign banks. There was higher scale efficiency of smaller public, private and foreign banks than larger counterparts in respective groups to believe that small banks had better prospect in the area of scale of operations. The trend of scale efficiency during 2008-2012 across the public, private and foreign banks of India was also examined and the results showed low heterogeneity in scale efficiency of public and private banks after 2008, whereas higher heterogeneity in foreign banks across the study period 2008-2012. The ownership possibly explained the difference across the scale efficiency of banks in India.
Author | : H. P. Mahesh |
Publisher | : |
Total Pages | : 31 |
Release | : 2006 |
Genre | : Banks and banking |
ISBN | : |
Author | : Prof.Sri Hari V., |
Publisher | : Archers & Elevators Publishing House |
Total Pages | : 160 |
Release | : |
Genre | : Antiques & Collectibles |
ISBN | : 9390996368 |
Author | : Ram Pratap Sinha |
Publisher | : |
Total Pages | : |
Release | : 2013 |
Genre | : |
ISBN | : |
In the last two decades, numerous studies have used parametric and non-parametric techniques to estimate commercial bank productivity and efficiency in the Indian context. However, none of them has considered undesirable outputs in their analytical framework. The present paper makes an attempt to fill this gap and evaluates the performance of 49 Indian commercial banks for the period 2006-07 to 2010-11 using Seiford and Joe Zhu (2002) approach, which is essentially a variant of the popular Banker-Charnes-Cooper (BCC) model.
Author | : William W. Cooper |
Publisher | : Springer Science & Business Media |
Total Pages | : 354 |
Release | : 2006-03-20 |
Genre | : Business & Economics |
ISBN | : 0387291229 |
Introduction to Data Envelopment Analysis and Its Uses: With DEA-Solver Software and References has been carefully designed by the authors to provide a systematic introduction to DEA and its uses as a multifaceted tool for evaluating problems in a variety of contexts. The authors have been involved in DEA's development from the beginning. William Cooper (with Abraham Charnes and Edwardo Rhodes) is a founder of DEA. Lawrence Seiford and Kaoru Tone have been actively involved as researchers and practitioners from its earliest beginnings. All have been deeply involved in uses of DEA in practical applications as well as in the development of its basic theory and methodologies. The result is a textbook grounded in authority, experience and substance.
Author | : Dennis Huisman |
Publisher | : Springer |
Total Pages | : 481 |
Release | : 2014-07-10 |
Genre | : Business & Economics |
ISBN | : 3319070010 |
This book contains a selection of refereed papers presented at the “International Conference on Operations Research (OR 2013)” which took place at Erasmus University Rotterdam September 3-6, 2013. The conference was jointly organized by the German and the Dutch OR Society. More than 800 scientists and students from over 50 countries attended OR 2013 and presented more than 600 papers in parallel topical streams, as well as special award sessions. The theme of the conference and its proceedings is "Impact on People, Business and Society".