A Guide To The Consumer Credit Jungle
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Author | : Frank Card |
Publisher | : |
Total Pages | : 246 |
Release | : 1992 |
Genre | : Consumer credit |
ISBN | : 9781855240469 |
A guide to credit. Topics covered include the Consumer Credit Act, trade credit, methods of payment, trade and commercial credit control, computer credit management packages, repossession, insolvency practitioners, personal insolvency and legal aid.
Author | : Robert Dietz |
Publisher | : Jain Publishing Company |
Total Pages | : 138 |
Release | : 1996 |
Genre | : Business & Economics |
ISBN | : 9780875730691 |
Author | : Joe Bananas |
Publisher | : CreateSpace |
Total Pages | : 122 |
Release | : 2015-09-30 |
Genre | : |
ISBN | : 9781515272649 |
By conveying information in a series of short easy-to-read topics, the author educates the consumer about what to watch for when buying or leasing a car. The manual also addresses other consumer credit issues that the reader will find helpful when establishing or rebuilding credit.
Author | : Sidney Margolius |
Publisher | : |
Total Pages | : 32 |
Release | : 1963 |
Genre | : Consumer credit |
ISBN | : |
Author | : |
Publisher | : |
Total Pages | : 75 |
Release | : 198? |
Genre | : Consumer credit |
ISBN | : |
Author | : Thomas A. Durkin |
Publisher | : |
Total Pages | : 737 |
Release | : 2014 |
Genre | : Business & Economics |
ISBN | : 0195169921 |
Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.
Author | : American Bar Association |
Publisher | : Random House Reference Publishing |
Total Pages | : 350 |
Release | : 2009 |
Genre | : Business & Economics |
ISBN | : 0375723005 |
Shares essential information on how to build and protect one's credit, explains how to make informed decisions about debts and bankruptcy, and covers the latest changes in bankruptcy law, credit card rates, and home equity loans.
Author | : Thane Josef Messinger |
Publisher | : Fine Print Press, Limited |
Total Pages | : 0 |
Release | : 2000 |
Genre | : Law firms |
ISBN | : 9781888960198 |
Who can forget the terror of a new job? Entering an unfamiliar world, with unknown expectations, is a nerve-wracking experience. In law, the new attorney is tackling not only a new job but also a very new, very different, and exceptionally stress-filled professional life...and mountains of student debt. Each year, tens of thousands of new law graduates enter an already saturated job market...yet many are ill-prepared for survival in an ever more unforgiving, fast-paced profession. As law students, you're offered a wide array of guidebooks to succeed in law school, to excel in law exams, and to pass the bar exam. Upon entering the real world of law, however, you're are pushed back into a dark, dangerous jungle. The Young Lawyer's Jungle Book will be your guide to help you find your way to safety and career success.
Author | : Dennis Rosenthal |
Publisher | : Tottel Publishing |
Total Pages | : 0 |
Release | : 2013-04-30 |
Genre | : Consumer credit |
ISBN | : 9781847665027 |
Author | : Retail Credit Federation |
Publisher | : |
Total Pages | : 13 |
Release | : 1964 |
Genre | : |
ISBN | : |